St. Clair County property record for 720 Thoreau Dr, O Fallon, IL 62269
| Property Type | Single Family Home |
|---|---|
| Details | 2,224 sqft · built 2013 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $340,000 (Oct 2013) |
| Deeds & Mortgages | Jun 2022 Line of Credit Apr 2020 Mortgage + 1 more |
| APN | 03-14-0-201-012 |
| Primary APN | 03-14-0-201-012 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 2,224 sqft Living Area |
| Gross Area | 5,376 sqft |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 17,424 sqft (0.4 acres) |
| Garage Area | 928 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 336 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|
| Street Address | 720 THOREAU DR |
|---|---|
| City | O FALLON |
| State | IL |
| Zip | 62269-7074 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WINDSOR CREEK PHASE 5B LOT 208 A02390252 |
| Legal Subdivision | WINDSOR CRK PH 5B |
| Legal Phase | 5 |
| Legal Lot Number | 208 |
| Jurisdiction | ST CLAIR IL |
| Township / Civil Division | CASEYVILLE |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 503404 |
Source: St. Clair County records · APN 03-14-0-201-012
Assessment roll updated January 1, 2022 · Last verified August 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 720 THOREAU DR, O FALLON, IL 62269-7074 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 21, 2022 | Deed of Trust, Mortgage · Line of Credit SCOTT CU |
| Apr 16, 2020 | Deed of Trust, Mortgage SCOTT CU |
| Jan 08, 2018 | Deed of Trust, Mortgage · Conventional with PMI SCOTT CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 15, 2013 · Amount on Record |
| Deed Sale | Oct 15, 2013 · Amount on Record |
| Prior Sale | Aug 01, 2013 · Amount on Record |
| Deed Document Number | A02390252 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 720 THOREAU DR, O FALLON, IL 62269-7074 |
| Transaction Type | Mortgage |
| Record Updated | Aug 05, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0A02750111 |
|---|---|
| Date | Jun 21, 2022 |
| Instrument | A02750111 |
| Name | SCOTT CU |
|---|---|
| Type | Credit Union |
| Address | EDWARDSVILLE, IL 62025 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 20, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 720 THOREAU DR, O FALLON, IL 62269-7074 |
| Document Number | 00A2648873 |
| Instrument Date | Apr 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2020 |
| Title Company | TOWN AND COUNTRY TITLE COMPANY, TOWN & CNTRY TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 720 THOREAU DR O FALLON IL 622697074, O FALLON, IL 62269-7074 |
| Document Number | 00A2648873 |
|---|---|
| Date | Apr 22, 2020 |
| Instrument | 2648873 |
| Name | SCOTT CU |
|---|---|
| Type | Credit Union |
| Address | EDWARDSVILLE, IL 62025 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 21, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 720 THOREAU DR, O FALLON, IL 62269-7074 |
| Document Number | 00A2564464 |
| Instrument Date | Jan 08, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2018 |
| Title Company | ILLINOIS TITLE AND ESCROW |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 720 THOREAU DR O FALLON IL 622697074, O FALLON, IL 62269-7074 |
| Document Number | 00A2564464 |
|---|---|
| Date | Jan 12, 2018 |
| Instrument | 2564464 |
| Name | SCOTT CU |
|---|---|
| Type | Credit Union |
| Address | EDWARDSVILLE, IL 62025 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 11, 2038 |
Source: St. Clair County records · Assessment roll updated January 1, 2022 · Last verified August 2023
| Type | Name |
|---|---|
| State | Illinois |
| County | St. Clair County |
| County Subdivision | Caseyville Township |
| Municipality | O'Fallon City |
| Elementary School District | O'Fallon Community Consolidated School District 90 (PK - 08) |
| Secondary School District | O'Fallon Township High School District 203 (09 - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2022 | $110,066 Land $24,654 Building $85,412 | $330,198 Land $73,962 Building $256,236 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2022 · Severe Storm And Flooding |
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
May also be available: Wisper ISP.
Based on FCC filings for 47 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | O FALLON serves 46,603 people |
|---|---|
| Water Source | Purchased surface water from IL AMERICAN-EAST ST LOUIS |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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