733 S Commerce St, Lockhart, TX 78644 Property Records

Caldwell County property record for 733 S Commerce St, Lockhart, TX 78644

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 980 sqft · built 1920
Lot Size	0.285 acres (12,415 sqft)
Owner	Company Name on File
Tax Bill	$2,683 (2026)
Deeds & Mortgages	Jan 2024 Transfer Jan 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0300017-071-380-00`

Property Details

APN / Parcel Number

Primary APN	`0300017-071-380-00`
Alternative APNs	`R18574` `18574`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	980 sqft Living Area
1st Floor Area	980 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1984
Architectural Style	Georgian
Exterior Material	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Reinforced Concrete
Lot Area	12,415 sqft (0.285 acres)
Lot Dimensions	138 ft deep x 90 ft wide
Garage Type	Carport
Garage Area	360 sqft
Carport	Carport
Carport Area	360 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	112 sqft
Shed	1 Shed
Shed Area	156 sqft
Storage Building	156 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	HVAC

Location & Zoning

Account Number	18574
Street Address	733 S COMMERCE ST
City	LOCKHART
State	TX
Zip	78644-3107
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A017 LOCKHART, BYRD, ACRES .285
Legal Subdivision	LOCKHART, BYRD
Jurisdiction	CALDWELL TX
Township / Civil Division	LOCKHART
Census Block Group	2
Census Block	2033
Census Tract	960300

Owner

733 S Commerce St is owned by a company that acquired it in January 2024 and is owner-occupied.

Source: Caldwell County records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	733 S COMMERCE ST, LOCKHART, TX 78644-3107
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2024	Intrafamily Transfer, Transfer
Jan 11, 2024	Intrafamily Transfer, Transfer
Dec 18, 2017	Gift Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 10, 2024
Transfer Doc	2024000279
Record Updated	Oct 29, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALDWELL TX
Recording Date	Jan 11, 2024
Property Address	733 S COMMERCE ST, LOCKHART, TX 78644-3107
Document Number	2024000279
Instrument Date	Jan 10, 2024
Instrument	2024-000279
Transaction Type	Transfer
Record Updated	Jan 25, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	733 S COMMERCE ST, LOCKHART, TX 78644-3107

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	733 S COMMERCE ST, LOCKHART, TX 78644-3107

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALDWELL TX
Recording Date	Jan 11, 2024
Property Address	733 S COMMERCE ST, LOCKHART, TX 78644-3107
Document Number	2024000278
Instrument Date	Jan 10, 2024
Instrument	2024-000278
Transaction Type	Transfer
Record Updated	Jan 25, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	733 S COMMERCE ST, LOCKHART, TX 78644-3107

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	733 S COMMERCE ST, LOCKHART, TX 78644-3107

December 2017: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	CALDWELL TX
Recording Date	Dec 18, 2017
Property Address	733 S COMMERCE ST, LOCKHART, TX 78644-3107
Document Number	2017006718
Instrument Date	Dec 18, 2017
Instrument	2017-006718
Transaction Type	Transfer
Record Updated	Sep 17, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	733 S COMMERCE ST, 733, LOCKHART, TX 78644-3107

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2322 HERZOG, KYLE, TX 78640-6138

Tax Assessment & Valuation

The 2026 property tax bill for 733 S Commerce St was $2,683 with exemptions applied, up 11.7% from the year before.

Source: Caldwell County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Caldwell County
Municipality	Lockhart City
Unified School District	Lockhart Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,683.00 (+11.65%)	$130,011 (+1%)	$192,380 (-7.43%) Land $83,300 Building $109,080
2025	$2,403.00 (+231.91%) Homeowner's exemption Senior Citizen's exemption	$118,192 Land $83,300 Building $124,510	$207,810 Land $83,300 Building $124,510
2024	$724.00 (+18.11%)
2023	$613.00 (-23.66%) Homeowner's exemption Senior Citizen's exemption	$97,679 Land $83,300 Building $125,690	$208,990 Land $83,300 Building $125,690
2022	$803.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 733 S Commerce St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1998–2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 733 S Commerce St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOCKHART serves 18,800 people · EPA ID TX0280001
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Rise Broadband Fiber	1,000 / 200
VTX Communications Fixed Wireless	300 / 50
Verizon Fixed Wireless	300 / 20
Spry Air Fiber Fixed Wireless	250 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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