Caldwell County property record for 720 S Commerce St, Lockhart, TX 78644
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,443 sqft · built 1945 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,491 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0300017-003-100-40 |
| Primary APN | 0300017-003-100-40 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,443 sqft Living Area |
| 1st Floor Area | 1,443 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Georgian |
| Exterior Material | Wood |
| Roof Type | Reinforced Concrete |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 123 ft deep x 79 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 84 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Space Heater |
| Account Number | 17688 |
|---|---|
| Street Address | 720 S COMMERCE ST |
| City | LOCKHART |
| State | TX |
| Zip | 78644-3108 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A017 LOCKHART, BYRD, ACRES .22 |
| Legal Subdivision | LOCKHART, BYRD |
| Jurisdiction | CALDWELL TX |
| Township / Civil Division | LOCKHART |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 960300 |
Source: Caldwell County records · APN 0300017-003-100-40
Assessment roll updated November 11, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 720 S COMMERCE ST, LOCKHART, TX 78644-3108 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Caldwell County records · Assessment roll updated November 11, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Caldwell County |
| Municipality | Lockhart City |
| Unified School District | Lockhart Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,491.00 (+243.6%) | ||
| 2025 | $153,782 (+21%) Land $68,040 Building $130,370 | $198,410 (-8.05%) Land $68,040 Building $130,370 | |
| 2024 | $1,016.00 (+16.51%) | ||
| 2023 | $872.00 (-28.29%) Homeowner's exemption Senior Citizen's exemption | $127,093 Land $68,040 Building $147,750 | $215,790 Land $68,040 Building $147,750 |
| 2022 | $1,216.00 |
Source: FEMA National Flood Hazard Layer as of June 9, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1998–2025) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| JAB Wireless Fiber | 1,000 / 200 |
| Valley Telephone Cooperative, Inc. (TX) Fixed Wireless | 300 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Spry Wireless Communications Fixed Wireless | 250 / 50 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Based on FCC filings for 436 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF LOCKHART serves 18,800 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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