733 Laurel Rd, Forest Hill, MD 21050 Property Records

Harford County property record for 733 Laurel Rd, Forest Hill, MD 21050

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,144 sqft · built 1997
Lot Size	0.248 acres (10,797 sqft)
Owner	2 Individual Names on Record
Last Sale	$384,852 (Jan 2011)
Tax Bill	$4,843 (2026)
Deeds & Mortgages	Oct 2022 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-309142`

Property Details

APN / Parcel Number

Primary APN	`03-309142`
Alternative APNs	`3309142` `309142`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,144 sqft Total Area
Basement Area	400 sqft
Finished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,797 sqft (0.248 acres)
Garage Type	Mixed
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	168 sqft
Deck Area	300 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	309142
Street Address	733 LAUREL RD
City	FOREST HILL
State	MD
Zip	21050-3186
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 572 10797 SF 733 LAUREL ROAD FOREST LAKE S10 P 88/76
Legal Subdivision	FOREST LAKES
Legal Lot Number	572
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	1
Census Block	1003
Census Tract	303204

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	733 LAUREL RD, FOREST HILL, MD 21050-3186
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage JFQ LENDING LLC
Nov 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage ABERDEEN PROVING GROUND FCU
Jun 29, 2017	Quit Claim Deed, Mortgage · Conventional with PMI TOWNEBANK MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2011 · Amount on Record
Deed Sale	Jan 11, 2011 · Amount on Record
Prior Sale	Sep 6, 2007 · Amount on Record
Deed Book / Page	9015 / 381
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	733 LAUREL RD, FOREST HILL, MD 21050-3186
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	733 LAUREL RD, FOREST HILL, MD 21050-3186

Mortgage

Document Number	0157000233
Date	Oct 11, 2022
Book Page	15700/233

Lender

Name	JFQ LENDING LLC
Address	SCOTTSDALE, AZ 85256

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2023
Change Frequency	Annually
Min Rate At Change	4.99%
Max Rate At Change	10.7%
Index	Prime Rate
Max Rate	13.7%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	733 LAUREL RD, FOREST HILL, MD 21050-3186
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	GETZ TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0142350015
Date	Nov 4, 2020
Book Page	14235/15

Lender

Name	ABERDEEN PROVING GROUND FCU
Type	Credit Union
Address	ABERDEEN, MD 21001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2035

June 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	HARFORD MD
Recording Date	Jun 29, 2017
Property Address	733 LAUREL RD, FOREST HILL, MD 21050-3186
Document Number	0124140082
Book / Page	012414 / 000082
Instrument Date	Jun 19, 2017
Transaction Type	Mortgage
Record Updated	Jul 11, 2017
Title Company	KEY TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	733 LAUREL RD FOREST HILL MD 210503186, FOREST HILL, MD 21050-3186

Mortgage

Document Number	124140088
Date	Jun 29, 2017
Book Page	012414/000088

Lender

Name	TOWNEBANK MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Jun 28, 2037

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,843.00 (+7.53%) Homeowner's exemption	$444,433 (+11.8%)	$475,300 (+10.79%) Land $116,200 Building $359,100
2025	$4,504.00 (+8.24%) Homeowner's exemption
2023		$397,533	$429,000 Land $116,200 Building $312,800
2022	$4,161.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: Armstrong.

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