727 Laurel Rd, Forest Hill, MD 21050 Property Records

Harford County property record for 727 Laurel Rd, Forest Hill, MD 21050

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,174 sqft · built 1997
Lot Size	0.231 acres (10,068 sqft)
Owner	Individual Name on Record
Last Sale	$560,000 (Oct 2023)
Tax Bill	$4,810 (2026)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Apr 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-309177`

Property Details

APN / Parcel Number

Primary APN	`03-309177`
Alternative APNs	`3309177` `309177`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,174 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,068 sqft (0.231 acres)
Garage Type	Mixed
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	140 sqft
Deck Area	448 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	309177
Street Address	727 LAUREL RD
City	FOREST HILL
State	MD
Zip	21050-3186
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 575 10068 SF 727 LAUREL ROAD FOREST LAKE S10 P 88/76
Legal Subdivision	FOREST LAKES
Legal Lot Number	575
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	1
Census Block	1003
Census Tract	303204

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	727 LAUREL RD, FOREST HILL, MD 21050-3186
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2023	Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Apr 24, 2023	Deed of Trust, Mortgage · Conventional Mortgage PHH MORTGAGE SERVICES CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2023 · Amount on Record
Deed Sale	Oct 3, 2023 · Amount on Record
Prior Sale	Apr 30, 1997 · Amount on Record
Deed Book / Page	16049 / 389
Record Updated	Oct 29, 2026

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Oct 3, 2023
Property Address	727 LAUREL RD, FOREST HILL, MD 21050-3186
Document Number	0160490389
Book / Page	16049 / 389
Map Reference	MB CGHIII88 FO 76
Instrument Date	Sep 29, 2023
Transaction Type	Transfer
Record Updated	Oct 11, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	727 LAUREL RD, FOREST HILL, MD 21050-3186

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0160490396
Date	Oct 3, 2023
Instrument	16049-0396

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	727 LAUREL RD, FOREST HILL, MD 21050-3186
Transaction Type	Mortgage
Record Updated	May 3, 2023
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	727 LAUREL RD, FOREST HILL, MD 21050-3186

Mortgage

Document Number	0158840448
Date	Apr 24, 2023
Book Page	15884/448

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	WEST PALM BEACH, FL 33409

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,810.00 (+11.73%) Homeowner's exemption	$441,400 (+16.08%)	$504,600 (+23.13%) Land $116,100 Building $388,500
2025	$4,305.00 (+8.08%) Homeowner's exemption
2023		$380,267	$409,800 Land $116,100 Building $293,700
2022	$3,983.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: Armstrong.

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