Garrett County property record for 733 E High St, Oakland, MD 21550 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,928 sqft · built 1948 |
| Lot Size | 0.513 acres (22,350 sqft) |
| Owner | Individual Name on File |
| Last Sale | $35,000 (Oct 2019) |
| Tax Bill | $3,508 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-004328 |
| Primary APN | 17-004328 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,928 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 22,350 sqft (0.513 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 200 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 004328 |
|---|---|
| Street Address | 733 E HIGH ST |
| City | OAKLAND |
| State | MD |
| Zip | 21550-1715 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.51 AC CORNER S 8TH ST OAKLAND |
| Jurisdiction | GARRETT MD |
| Township / Civil Division | 7, EAST OAKLAND |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 601 |
Source: Garrett County records · APN 17-004328
Assessment roll updated August 12, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 733 E HIGH ST, OAKLAND, MD 21550-1715 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 11, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Oct 18, 2019 | Deed, Transfer · Conventional Mortgage FIRST MORTGAGE SERVICES GROUP INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 18, 2019 · Amount on Record |
| Deed Sale | Oct 18, 2019 · Amount on Record |
| Prior Sale | Sep 27, 2011 · Amount on Record |
| Deed Book / Page | 2163 / 109 |
| Prior Transfer Date | Oct 09, 2019 |
| Prior Transfer Doc | 0021630109 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRETT MD |
| Property Address | 733 E HIGH ST, OAKLAND, MD 21550-1715 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2023 |
| Name | Verified Name |
|---|---|
| Address | 733 E HIGH ST, OAKLAND, MD 21550-1715 |
| Document Number | 0025110196 |
|---|---|
| Date | Sep 11, 2023 |
| Book Page | 2511/196 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Aug 28, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRETT MD |
| Recording Date | Oct 18, 2019 |
| Property Address | 733 E HIGH ST, OAKLAND, MD 21550-1715 |
| Document Number | 0021630109 |
| Book / Page | 2163 / 0109 |
| Instrument Date | Oct 09, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | DEEP CREEK TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 733 E HIGH ST, OAKLAND, MD 21550-1715 |
| Document Number | 0002163112 |
|---|---|
| Date | Oct 18, 2019 |
| Instrument | 2163/112 |
| Name | FIRST MORTGAGE SERVICES GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
Source: Garrett County records · Assessment roll updated August 12, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Garrett County |
| Municipality | Oakland Town |
| Unified School District | Garrett County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,508.00 (+4.34%) Homeowner's exemption | $240,500 (+14.47%) Land $25,100 Building $215,400 | $240,500 (-) Land $25,100 Building $215,400 |
| 2023 | $3,362.00 Homeowner's exemption | $210,100 | $240,500 Land $25,100 Building $215,400 |
Source: FEMA National Flood Hazard Layer, Garrett County (24023C), updated February 1, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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