623 E High St, Oakland, MD 21550 Property Records

Garrett County property record for 623 E High St, Oakland, MD 21550 · Last verified September 2023

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,456 sqft · built 1945
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Jan 2021)
Tax Bill	$2,022 (2023)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-005545`

Property Details

APN / Parcel Number

Primary APN	`17-005545`
Alternative APN	`005545`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,456 sqft Total Area
Gross Area	1,976 sqft
1st Floor Area	1,456 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Basement
Garage Area	520 sqft
Porch	Enclosed Porch
Porch Area	168 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	005545
Street Address	623 E HIGH ST
City	OAKLAND
State	MD
Zip	21550-1628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.25 AC 623 E HIGH ST OAKLAND
Legal Lot Number	16
Jurisdiction	GARRETT MD
Township / Civil Division	7, EAST OAKLAND
Census Block Group	2
Census Block	2019
Census Tract	601

Owner

Source: Garrett County records · APN 17-005545

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	623 E HIGH ST, OAKLAND, MD 21550-1628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 05, 2021 · Amount on Record
Deed Sale	Jan 05, 2021 · Amount on Record
Prior Sale	Apr 17, 2006 · Amount on Record
Deed Document Number	0002271400
Deed Book / Page	2271 / 400
Record Updated	Jun 07, 2026

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRETT MD
Recording Date	Jan 05, 2021
Property Address	623 E HIGH ST, OAKLAND, MD 21550-1628
Document Number	0022710400
Book / Page	2271 / 400
Instrument Date	Dec 30, 2020
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	ALTICUS TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	623 E HIGH ST, OAKLAND, MD 21550-1628

Mortgage

Document Number	0002271406
Date	Jan 05, 2021
Instrument	2271/406

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2051

Tax Assessment & Valuation

Source: Garrett County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Municipality	Oakland Town
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,022.00	$123,333	$153,000 Land $23,300 Building $129,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Garrett County (24023C), updated February 1, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Oakland Historic District listed 1984 · 175 contributing resources · NRIS 84001798

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.