733 Anderson St, Hayesville, NC 28904 Property Records

Clay County property record for 733 Anderson St, Hayesville, NC 28904

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,517 sqft · built 1950
Lot Size	0.52 acres (22,651 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Jan 2021)
Tax Bill	$420 (2026)
Deeds & Mortgages	Jan 2021 Sale Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`556013047853`

Property Details

APN / Parcel Number

Primary APN	`556013047853`
Alternative APN	`619419000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Building Area	1,517 sqft Heated Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	22,651 sqft (0.52 acres)

Location & Zoning

Account Number	619419000
Street Address	733 ANDERSON ST
City	HAYESVILLE
State	NC
Zip	28904-7890
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SR1140
Jurisdiction	CLAY NC
Township / Civil Division	HAYESVILLE
Census Block Group	2
Census Block	2073
Census Tract	950202

Owner

Source: Clay County records, as of October 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	733 ANDERSON ST, HAYESVILLE, NC 28904-7890
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2021	Warranty Deed, Transfer
Sep 10, 2018	Warranty Deed, Transfer · FHA Mortgage HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2021 · Amount on Record
Deed Sale	Jan 14, 2021 · Amount on Record
Prior Sale	Sep 10, 2018 · Amount on Record
Deed Document Number	2021161
Deed Book / Page	448 / 128
Record Updated	Oct 29, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Jan 14, 2021
Property Address	733 ANDERSON ST, HAYESVILLE, NC 28904-7890
Document Number	000448/128
Book / Page	448 / 128
Instrument Date	Jan 12, 2021
Instrument	2021000161
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Amount	Amount Recorded
Tax	$340.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	733 ANDERSON ST, HAYESVILLE, NC 28904-7890
Investor	Possibly a Property Investor

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Sep 10, 2018
Property Address	733 ANDERSON ST, HAYESVILLE, NC 28904-7890
Document Number	00423/0171
Book / Page	423 / 0171
Instrument Date	Sep 4, 2018
Instrument	2018002061
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$318.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 GREEN COVE RD, BRASSTOWN, NC 28902-8635

Mortgage

Document Number	2018002062
Date	Sep 10, 2018
Instrument	2018002062

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Clay County
Unified School District	Clay County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$420.00 (-1.64%)	$187,600 (+57.12%) Land $28,200 Building $159,400	$187,600 (+57.12%) Land $28,200 Building $159,400
2025	$427.00 (+33.44%)	$119,400 (-) Land $21,700 Building $97,700	$119,400 (-) Land $21,700 Building $97,700
2023	$320.00	$119,400 Land $21,700 Building $97,700	$119,400 Land $21,700 Building $97,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Jan 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY CO WATER & SEWER DISTRICT serves 1,965 people · EPA ID NC0122010
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Cable	1,000 / 25
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Blue Ridge Mountain EMC.

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