697 Anderson St, Hayesville, NC 28904 Property Records

Clay County property record for 697 Anderson St, Hayesville, NC 28904

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,376 sqft · built 1950
Lot Size	0.973 acres (42,384 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Nov 2021)
Tax Bill	$522 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Sep 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`556013047984`

Property Details

APN / Parcel Number

Primary APN	`556013047984`
Alternative APN	`620459000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,376 sqft Heated Area

Exterior

Year Built	Built 1950
Lot Area	42,384 sqft (0.973 acres)

Location & Zoning

Account Number	620459000
Street Address	697 ANDERSON ST
City	HAYESVILLE
State	NC
Zip	28904-6329
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ANDERSON ST
Jurisdiction	CLAY NC
Township / Civil Division	HAYESVILLE
Census Block Group	2
Census Block	2073
Census Tract	950202

Owner

Source: Clay County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	697 ANDERSON ST, HAYESVILLE, NC 28904-6329
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Warranty Deed, Transfer · Seller Carry-Back MANUEL PAYNE
Sep 19, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2021 · Amount on Record
Deed Sale	Nov 22, 2021 · Amount on Record
Prior Sale	Sep 19, 2017 · Amount on Record
Deed Document Number	0000459141
Deed Book / Page	459 / 141
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Nov 22, 2021
Property Address	697 ANDERSON ST, HAYESVILLE, NC 28904-6329
Document Number	459/141
Book / Page	459 / 141
Map Reference	CAB 5 SL 1048
Instrument Date	Nov 22, 2021
Instrument	2021003848
Transaction Type	Transfer
Record Updated	Dec 8, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6776 OLD HWY 64 W, 6776, WARNE, NC 28909-8796

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	355 DYER COVE RD, HAYESVILLE, NC 28904-4543

Mortgage

Document Number	2021003849
Date	Nov 22, 2021
Instrument	2021003849

Lender

Name	MANUEL PAYNE
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	180 Months
Due	Nov 22, 2036

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Sep 19, 2017
Property Address	697 ANDERSON ST, HAYESVILLE, NC 28904-6329
Document Number	413/232
Book / Page	413 / 232
Map Reference	CAB 5 PG 1048
Instrument Date	Sep 14, 2017
Instrument	2017001990
Transaction Type	Transfer
Record Updated	Oct 1, 2021

Transaction

Amount	Amount Recorded
Tax	$70.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6776 OLD HWY 64 W, WARNE, NC 28909-8796

Tax Assessment & Valuation

Source: Clay County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Clay County
Unified School District	Clay County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$522.00 (+32.82%)	$85,500 (+2.52%) Land $31,600 Building $53,900	$85,500 (+2.52%) Land $31,600 Building $53,900
2023	$393.00	$83,400 Land $31,600 Building $51,800	$83,400 Land $31,600 Building $51,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Jan 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY CO WATER & SEWER DISTRICT serves 1,965 people · EPA ID NC0122010
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Cable	1,000 / 25
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Blue Ridge Mountain EMC.

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