7327 Cummings Dr, Mebane, NC 27302 Property Records

Orange County property record for 7327 Cummings Dr, Mebane, NC 27302

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,895 sqft · built 1994
Lot Size	3.45 acres (150,282 sqft)
Owner	2 Individual Names on File
Last Sale	$214,100 (Apr 1997)
Tax Bill	$3,592 (2026)
Deeds & Mortgages	Jun 2020 Mortgage Sep 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`9826-57-2803`

Property Details

APN / Parcel Number

Primary APN	`9826-57-2803`
Alternative APN	`214113`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,895 sqft Living Area
Gross Area	4,468 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2009
Architectural Style	Conventional
Exterior Material	Other
Construction Type	Frame
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Shingle
Lot Area	150,282 sqft (3.45 acres)
Garage Type	Attached
Garage Area	528 sqft
Porch	Porch
Porch Area	318 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	7327 CUMMINGS DR
City	MEBANE
State	NC
Zip	27302-8514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	#2R REV 1-2 & 20 PH A SPOON LAKE P60/128
Legal Subdivision	SPOON LAKE
Legal Phase	A
Legal Unit	2
Jurisdiction	ORANGE NC
Township / Civil Division	CHEEKS
Census Block Group	2
Census Block	2008
Census Tract	11104

Owner

7327 Cummings Dr is owned and occupied by two individuals who bought it in April 1997.

Source: Orange County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7327 CUMMINGS DR, MEBANE, NC 27302-8514
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage MAGNOLIA BANK
Sep 26, 2017	Loan Modification, Mortgage · Line of Credit SUNTRUST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 1997 · Amount on File
Deed Sale	Apr 1, 1997 · Amount on File
Deed Book / Page	1568 / 255
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NC
Property Address	7327 CUMMINGS DR, MEBANE, NC 27302-8514
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	66651535
Date	Jun 29, 2020
Book Page	6665/1535
Instrument	30024147

Lender

Name	MAGNOLIA BANK
Type	Bank
Address	CAMPBELLSVILLE, KY 42718

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jul 1, 2030

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE NC
Property Address	7327 CUMMINGS DR, MEBANE, NC 27302-8514
Document Number	6374287
Instrument Date	Sep 26, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	7327 CUMMINGS DR MEBANE NC 273028514, MEBANE, NC 27302-8514

Mortgage

Document Number	6374287
Date	Oct 5, 2017
Book Page	006374/000287

Lender

Name	SUNTRUST BK
Type	Bank
Address	DURHAM, NC 27701

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 4, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 7327 Cummings Dr was $3,592, up 5.7% from the year before.

Source: Orange County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Orange County
Unified School District	Orange County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,592.00 (+5.74%)	$451,400 (-) Land $107,500 Building $343,900	$451,400 (-) Land $107,500 Building $343,900
2025	$3,397.00	$451,400 Land $107,500 Building $343,900	$451,400 Land $107,500 Building $343,900
2023	$3,079.00	$313,100 Land $57,200 Building $255,900	$313,100 Land $57,200 Building $255,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7327 Cummings Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7327 Cummings Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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