Orange County property record for 7324 Cummings Dr, Mebane, NC 27302
| Property Type | Manufactured or Modular Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,100 sqft · built 2006 |
| Lot Size | 17.1 acres (747,925 sqft) |
| Owner | Individual Name on File |
| Last Sale | $184,400 (May 1993) |
| Tax Bill | $2,475 (2026) |
| Deeds & Mortgages | May 2026 Mortgage Jun 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 9826-47-8086 |
| Primary APN | 9826-47-8086 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,100 sqft Living Area |
| Gross Area | 3,515 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Modular |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 747,925 sqft (17.1 acres) |
| Deck Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 7324 CUMMINGS DR |
|---|---|
| City | MEBANE |
| State | NC |
| Zip | 27302-8514 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
| Local Zoning Code | ARME |
| Legal Description | NW/O SR 1346 P58/59 |
| Legal Subdivision | SPOON LAKE |
| Jurisdiction | ORANGE NC |
| Township / Civil Division | CHEEKS |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 11104 |
7324 Cummings Dr, a residential property, is owned and occupied by an individual who bought it in May 1993.
Source: Orange County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7324 CUMMINGS DR, MEBANE, NC 27302-8514 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 28, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ASIA BANK NATIONAL ASSOCIATION |
| Jun 16, 2017 | Loan Modification, Mortgage · Line of Credit SUNTRUST BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 14, 1993 · Amount on File |
| Deed Sale | May 14, 1993 · Amount on File |
| Deed Book / Page | 1108 / 422 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE NC |
| Recording Date | May 28, 2026 |
| Property Address | 7324 CUMMINGS DR, MEBANE, NC 27302-8514 |
| Document Number | 0030133984 |
| Book / Page | 6916 / 718 |
| Instrument Date | May 22, 2026 |
| Instrument | 202630133984 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TSI TITLE AND ESCROW, SILK TITLE AND ESCROW |
| Name | Verified Name |
|---|---|
| Address | 7324 CUMMINGS DR, MEBANE, NC 27302-8514 |
| Document Number | 0030133984, |
|---|---|
| Date | May 28, 2026 |
| Book Page | 6916/718 |
| Instrument | 202630133984 |
| Name | ASIA BANK NATIONAL ASSOCIATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.58% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ORANGE NC |
| Property Address | 7324 CUMMINGS DR, MEBANE, NC 27302-8514 |
| Document Number | 6334279 |
| Instrument Date | Jun 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 7324 CUMMINGS DR MEBANE NC 273028514, MEBANE, NC 27302-8514 |
| Document Number | 6334279 |
|---|---|
| Date | Jul 12, 2017 |
| Book Page | 006334/000279 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Address | DURHAM, NC 27701 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 11, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 7324 Cummings Dr was $2,475, up 5.5% from the year before.
Source: Orange County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Orange County |
| Unified School District | Orange County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,475.00 (+5.5%) | $473,165 (-) Land $208,265 Building $264,900 | $473,165 (-) Land $208,265 Building $264,900 |
| 2025 | $2,346.00 | $473,165 Land $208,265 Building $264,900 | $473,165 Land $208,265 Building $264,900 |
| 2023 | $2,395.00 | $306,946 Land $103,546 Building $203,400 | $306,946 Land $103,546 Building $203,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7324 Cummings Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7324 Cummings Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
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