7324 Loud Dr, Oscoda, MI 48750 Property Records

Iosco County property record for 7324 Loud Dr, Oscoda, MI 48750

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 720 sqft · built 1958
Lot Size	0.64 acres (27,878 sqft)
Owner	Individual Name on Record
Last Sale	$148,000 (Dec 2023)
Tax Bill	$2,089 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Sep 2018 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`064N2000003400`

Property Details

APN / Parcel Number

Primary APN	`064N2000003400`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Building Area	720 sqft Building Perimeter
1st Floor Area	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Lot Area	27,878 sqft (0.64 acres)
Lot Dimensions	280 ft deep x 100 ft wide
Garage Area	880 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	7324 LOUD DR
City	OSCODA
State	MI
Zip	48750-9669
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	NORWAY BANKS SUB NO. 1 LOT 34 & 35
Legal Subdivision	NORWAY BANKS SUB
Legal Lot Number	34-35
Jurisdiction	IOSCO MI
Township / Civil Division	OSCODA
Census Block Group	1
Census Block	1000
Census Tract	300

Owner

Source: Iosco County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2752 LEE HILL DR, MAYVILLE, MI 48744-9725
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2023	Warranty Deed, Transfer · Conventional Mortgage MERCANTILL BANK NA
Sep 21, 2018	Warranty Deed, Transfer
Sep 22, 2016	Deed, Transfer
Aug 19, 2015	Sheriff's Deed, Foreclosure ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2023 · Amount on Record
Deed Sale	Dec 28, 2023 · Amount on Record
Prior Sale	Sep 21, 2018 · Amount on Record
Deed Document Number	20236513
Record Updated	Sep 20, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IOSCO MI
Recording Date	Dec 28, 2023
Property Address	7324 LOUD DR, OSCODA, MI 48750-9669
Document Number	2023006513
Instrument Date	Dec 27, 2023
Instrument	2023006513
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2752 LEE HILL DR, MAYVILLE, MI 48744-9725

Mortgage

Document Number	2023006514
Date	Dec 28, 2023
Instrument	2023006514

Lender

Name	MERCANTILL BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IOSCO MI
Recording Date	Sep 21, 2018
Property Address	7324 LOUD DR, OSCODA, MI 48750-9669
Document Number	2018005622
Instrument Date	Sep 14, 2018
Instrument	2018005622
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35430 EDMUNDS GRV, NEW BALTIMORE, MI 48047-1198

September 2016: Deed, Transfer

Document Type	Deed
Jurisdiction	IOSCO MI
Recording Date	Sep 22, 2016
Property Address	7324 LOUD DR, OSCODA, MI 48750-9669
Document Number	001164/239
Book / Page	1164 / 239
Map Reference	PL 5 PG 7
Instrument Date	Sep 1, 2016
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	249 5TH AVE, PITTSBURGH, PA 15222-2707

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10650 REGIS CT, INDIANAPOLIS, IN 46239-8825

August 2015: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	IOSCO MI
Recording Date	Aug 19, 2015
Property Address	7324 LOUD DR, OSCODA, MI 48750-9669
Document Number	01137/0164
Book / Page	1137 / 0164
Instrument Date	Aug 12, 2015
Transaction Type	Foreclosure
Record Updated	Jun 2, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6750 MILLER RD, BRECKSVILLE, OH 44141-3262

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Iosco County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Iosco County
County Subdivision	Oscoda Charter Township
Unified School District	Oscoda Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$48,200 (+18.72%) Land $48,200	$96,400 (+137.44%) Land $96,400
2025	$2,089.00 (+62.19%)
2023	$1,288.00	$40,600 Land $40,600	$40,600 Land $40,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	3 (1986–2026)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Apr 2026 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 89% of Michigan
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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