7305 Loud Dr, Oscoda, MI 48750 Property Records

Iosco County property record for 7305 Loud Dr, Oscoda, MI 48750

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,648 sqft · built 1969
Lot Size	0.2 acres (8,712 sqft)
Owner	Company Name on File
Tax Bill	$3,733 (2025)
Deeds & Mortgages	Nov 2025 Transfer Nov 2022 Mortgage
Flood Zone	Zone AE (high risk)
APN	`064N1000001500`

Property Details

APN / Parcel Number

Primary APN	`064N1000001500`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,648 sqft Building Perimeter
1st Floor Area	1,648 sqft
Basement Area	784 sqft
Unfinished Basement	784 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	174 ft deep x 50 ft wide
Garage Area	784 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	7305 LOUD DR
City	OSCODA
State	MI
Zip	48750
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	NORWAY BANKS SUB LOT 15
Legal Subdivision	NORWAY BANKS SUB
Legal Lot Number	15
Jurisdiction	IOSCO MI
Township / Civil Division	OSCODA
Census Block Group	1
Census Block	1003
Census Tract	300

Owner

Source: Iosco County records · APN 064N1000001500

Assessment roll updated June 2, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	7305 LOUD DR, OSCODA, MI 48750
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2025	Quit Claim Deed, Transfer Quitclaim
Nov 17, 2022	Deed of Trust, Mortgage · ARM THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Nov 06, 2025
Transfer Doc	2025007008
Record Updated	Sep 20, 2026

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	IOSCO MI
Recording Date	Nov 20, 2025
Property Address	7305 LOUD DR, OSCODA, MI 48750
Document Number	2025007008
Instrument Date	Nov 06, 2025
Instrument	2025007008
Transaction Type	Transfer
Record Updated	Dec 22, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7305 LOUD DR, OSCODA, MI 48750

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IOSCO MI
Property Address	7305 LOUD DR, OSCODA, MI 48750-9669
Transaction Type	Mortgage
Record Updated	Dec 09, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022006803
Date	Nov 17, 2022
Instrument	2022006803

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Dec 01, 2032
Margin	3

Tax Assessment & Valuation

Source: Iosco County records · Assessment roll updated June 2, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Iosco County
County Subdivision	Oscoda Charter Township
Unified School District	Oscoda Area Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$188,200 (-0.42%) Land $188,200	$376,400 (-0.42%) Land $376,400
2025	$3,733.00 (+2.95%) Homeowner's exemption	$189,000 Land $189,000	$378,000 Land $378,000
2024	$3,626.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 15, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	593.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	3 (1986–2026)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Apr 2026 · Severe Storms, Tornadoes, And Flooding

Wildfire

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Based on FCC filings for 62 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Loud Dr

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