7323 Bernard Ave, Cincinnati, OH 45231 Property Records

Hamilton County property record for 7323 Bernard Ave, Cincinnati, OH 45231

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,424 sqft · built 1947
Lot Size0.446 acres (19,428 sqft)
OwnerCompany Name on Record
Last Sale$88,000 (Aug 2019)
Tax Bill$2,649 (2025)
Deeds & MortgagesAug 2019 Sale
Dec 2017 Sale & Line of Credit
Flood ZoneZone A (high risk)
APN593-0008-0157-00

Property Details

APN / Parcel Number

Primary APN593-0008-0157-00
Alternative APN
  • 0010300

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,424 sqft Living Area
Gross Area2,386 sqft
1st Floor Area962 sqft
AtticAttic
Attic Area462 sqft
Basement Area962 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1947
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialAsphalt
Lot Area19,428 sqft (0.446 acres)
Lot Dimensions197 ft deep x 100 ft wide
Garage TypeBasement
Garage Area1 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address7323 BERNARD AVE
CityCINCINNATI
StateOH
Zip45231-4403
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBERNARD AV 100X197.82 IRRLOTS 175-176 SUNSET HTS SUB PRS 157-158 CONS
Legal SubdivisionSUNSET HTS SUB
Legal Lot Number175-1
JurisdictionHAMILTON OH
Township / Civil DivisionMOUNT HEALTHY
Census Block Group2
Census Block2006
Census Tract21702

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3500 PARK CENTER DR, 100, DAYTON, OH 45414-2680
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 8, 2019Warranty Deed, Transfer
ATTORNEY ONLY
Dec 5, 2017Warranty Deed, Transfer · Line of Credit
SPRING VALLEY BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 8, 2019 · Amount on Record
Deed SaleAug 8, 2019 · Amount on Record
Prior SaleDec 5, 2017 · Amount on Record
Deed Document Number201965545
Deed Book / Page13976 / 2867
Prior Transfer DateAug 12, 2013
Prior Transfer Doc0000000246
Record UpdatedJun 8, 2026

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateAug 8, 2019
Property Address7323 BERNARD AVE, CINCINNATI, OH 45231-4403
Document Number0000065545
Book / Page013976 / 002867
Instrument DateJul 30, 2019
Instrument65545
Transaction TypeTransfer
Record UpdatedSep 24, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$352.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5550 HUBER RD HUBER HEIGHTS OH 454242001, HUBER HEIGHTS, OH 45424-2001
InvestorPossibly a Property Investor

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateDec 5, 2017
Property Address7323 BERNARD AVE, CINCINNATI, OH 45231-4403
Document Number0000000869
Map ReferenceMB 32 PG 80&81
Instrument DateNov 30, 2017
Instrument17-0110869
Transaction TypeTransfer
Record UpdatedFeb 22, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$199.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 159, HARRISON, OH 45030-0159
InvestorPossibly a Property Investor

Mortgage

Document Number0000000870
DateDec 5, 2017
Instrument17-0110870
Lender
NameSPRING VALLEY BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueDec 1, 2027
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityMount Healthy City
Unified School DistrictMount Healthy City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,649.00 (-2.14%)$49,270 (-) Land $10,917 Building $38,353$140,770 (-) Land $31,190 Building $109,580
2024$2,707.00 (+1.05%)$49,270 (-) Land $10,917 Building $38,353
2023$2,679.00 (+4.57%)$49,270 (+59.97%) Land $10,917 Building $38,353$140,770 (+59.97%) Land $31,190 Building $109,580
2022$2,562.00$30,800 Land $8,813 Building $21,987
2020$88,000 Land $25,180 Building $62,820

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1983)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 81% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20

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