Hamilton County property record for 7322 Bernard Ave, Cincinnati, OH 45231
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 792 sqft · built 1949 |
| Lot Size | 0.198 acres (8,668 sqft) |
| Owner | Owner Name on File |
| Last Sale | $38,000 (Mar 2008) |
| Tax Bill | $1,526 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Jan 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 593-0008-0217-00 |
| Primary APN | 593-0008-0217-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 792 sqft Living Area |
| 1st Floor Area | 792 sqft |
| Basement Area | 792 sqft |
| Year Built | Built 1949 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 8,668 sqft (0.198 acres) |
| Lot Dimensions | 192 ft deep x 45 ft wide |
| Garage Type | Detached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 7322 BERNARD AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45231-4404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 7322 BERNARD AV 45 X 192 PT LOT 130 SUNSET HGTS SUB |
| Legal Subdivision | SUNSET HEIGHTS SUB |
| Legal Lot Number | 130 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | MOUNT HEALTHY |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 21702 |
The current owner of 7322 Bernard Ave bought it in March 2008.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 7322 BERNARD AVE, CINCINNATI, OH 45231-4404 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 1, 2025 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Jan 2, 2025 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 20, 2008 · Amount on File |
| Deed Sale | Mar 20, 2008 · Amount on File |
| Prior Sale | Mar 3, 2006 · Amount on File |
| Deed Document Number | 08-038413 |
| Deed Book / Page | 10802 / 00244 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 7322 BERNARD AVE, CINCINNATI, OH 45231-4404 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 7322 BERNARD AVE, CINCINNATI, OH 45231-4404 |
| Document Number | 0000075969 |
|---|---|
| Date | Oct 1, 2025 |
| Book Page | 15512/481 |
| Instrument | 2025-0075969 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 7322 BERNARD AVE, CINCINNATI, OH 45231-4404 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 7322 BERNARD AVE, CINCINNATI, OH 45231-4404 |
| Document Number | 0000000194 |
|---|---|
| Date | Jan 2, 2025 |
| Book Page | 15324/1101 |
| Instrument | 2025-0000194 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2055 |
The 2025 property tax bill for 7322 Bernard Ave was $1,526, up 0.3% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Mount Healthy City |
| Unified School District | Mount Healthy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,526.00 (+0.33%) | $29,001 (-) Land $6,482 Building $22,519 | |
| 2024 | $1,521.00 (-0.72%) | $29,001 (-) Land $6,482 Building $22,519 | |
| 2023 | $1,532.00 (-0.45%) | $29,001 (+38.97%) Land $6,482 Building $22,519 | $82,860 Land $18,520 Building $64,340 |
| 2022 | $1,539.00 Homeowner's exemption | $20,868 Land $5,233 Building $15,635 | |
| 2020 | $59,620 Land $14,950 Building $44,670 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7322 Bernard Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1983) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 1983 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7322 Bernard Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
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