7197 S 550 E, Berne, IN 46711 Property Records

Adams County property record for 7197 S 550 E, Berne, IN 46711

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 3,200 sqft · built 1966
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$118,400 (Jun 2007)
Tax Bill	$3,476 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Aug 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`202201299_`

Property Details

APN / Parcel Number

Primary APN	`202201299_`
Alternative APNs	`01-12-09-200-002.000-006` `01608000000645` `01151716115` `202301496_`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,200 sqft Living Area
1st Floor Area	2,720 sqft
Attic	Attic
Attic Area	960 sqft
Basement Area	1,200 sqft
Game Room	Game Room

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Metal
Lot Area	217,800 sqft (5 acres)
Garage Type	Mixed
Garage Area	1,052 sqft
Parking Spaces	4 Parking Spaces
Granary	254 sqft
Lean-To	238 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	01151716115
Street Address	7197 S 550 E
City	BERNE
State	IN
Zip	46711-9224
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	W PT S/2 NW NE SEC 9 (5.0A)
Jurisdiction	ADAMS IN
Township / Civil Division	JEFFERSON
Census Block Group	5
Census Block	5011
Census Tract	30700

Owner

Source: Adams County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7197 S 550 E, BERNE, IN 46711-9224
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2023	Deed of Trust, Mortgage · Conventional Mortgage THE FARMERS & MERCHANTS STATE BANK
Aug 10, 2018	Deed of Trust, Mortgage BANK OF GENEVA
Jun 29, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FARMERS & MERCHANTS STATE BANK
Oct 21, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2007 · Amount on Record
Deed Sale	Jun 6, 2007 · Amount on Record
Deed Document Number	20072486
Last Transfer Date	May 24, 2016
Transfer Doc	2016003250
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	7197 S 550 E, BERNE, IN 46711-9224
Transaction Type	Mortgage
Record Updated	Dec 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023003934
Date	Nov 7, 2023
Instrument	2023003934

Lender

Name	THE FARMERS & MERCHANTS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	7197 S 550 E, BERNE, IN 46711-9224
Transaction Type	Mortgage
Record Updated	May 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018003053
Date	Aug 10, 2018
Instrument	2018003053

Lender

Name	BANK OF GENEVA
Type	Bank

Agreement

Amount	Amount Recorded
Term	113 Months
Due	Jan 1, 2028

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	7197 S 550 E, BERNE, IN 46711-9224
Transaction Type	Mortgage
Record Updated	May 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022002865
Date	Jun 29, 2022
Instrument	2022002865

Lender

Name	FARMERS & MERCHANTS STATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Jul 1, 2032

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS IN
Recording Date	Oct 21, 2022
Property Address	7197 S 550 E, BERNE, IN 46711-9224
Document Number	2022004650
Instrument Date	Oct 17, 2022
Instrument	2022004650
Transaction Type	Transfer
Record Updated	May 19, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	IN

Tax Assessment & Valuation

Source: Adams County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Adams County
County Subdivision	Jefferson Township
Unified School District	South Adams Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,476.00 (+8.97%)	$285,300 (+15.23%) Land $27,800 Building $257,500	$285,300 (+15.23%) Land $27,800 Building $257,500
2024	$3,190.00 (-4.8%)
2023	$3,351.00 (+61.81%)	$247,600 (+2.15%) Land $27,200 Building $220,400	$247,600 (+2.15%) Land $27,200 Building $220,400
2022	$2,071.00 (+66.48%)	$242,400 Land $26,000 Building $216,400	$242,400 Land $26,000 Building $216,400
2020	$1,244.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2003–2011)
Most Recent Claim	Feb 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Watch TV Fixed Wireless	400 / 40
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Wabash Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

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