Oneida County and Floyd Town property record for 7322 Charles Rd, Rome, NY 13440
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,256 sqft · built 1965 |
| Lot Size | 1.4 acres (61,373 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $125,000 (Jan 2021) |
| Tax Bill | $4,136 (2026) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 303600 245.002-1-20 |
| Primary APN | 303600 245.002-1-20 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,256 sqft Living Area |
| 1st Floor Area | 1,256 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 61,373 sqft (1.4 acres) |
| Lot Dimensions | 209 ft deep x 293 ft wide |
| Garage Type | Attached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 200 sqft |
| Shed | 1 Shed |
| Canopy | 60 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 005930 |
|---|---|
| Street Address | 7322 CHARLES RD |
| City | ROME |
| State | NY |
| Zip | 13440-0505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Block | 1 |
| Legal Lot Number | 20.000 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | FLOYD |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 23702 |
Source: Oneida County and Floyd Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7322 CHARLES RD, ROME, NY 13440-0505 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 7, 2021 · Amount on Record |
| Deed Sale | Jan 7, 2021 · Amount on Record |
| Deed Document Number | 2021264 |
| Prior Transfer Date | Dec 18, 2012 |
| Prior Transfer Doc | 2012021869 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 7322 CHARLES RD, ROME, NY 13440-0505 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000000265 |
|---|---|
| Date | Jan 7, 2021 |
| Instrument | 2021-000265 |
| Name | COMMONFUND MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
Source: Oneida County and Floyd Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| County Subdivision | Floyd Town |
| Unified School District | Holland Patent Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,136.00 (-8.72%) | ||
| 2025 | $4,531.00 (+157.01%) | $89,000 (-) Land $22,600 Building $66,400 | $174,510 (+11.77%) Land $44,314 Building $130,196 |
| 2023 | $89,000 (-) Land $22,600 Building $66,400 | $156,140 (+19.3%) Land $39,649 Building $116,491 | |
| 2022 | $1,763.00 | $89,000 Land $22,600 Building $66,400 | $130,882 Land $33,235 Building $97,647 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Oneida County Rural Telephone Fiber | 1,000 / 100 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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