Oneida County and Floyd Town property record for 7307 Charles Rd, Rome, NY 13440
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,988 sqft · built 1965 |
| Lot Size | 0.88 acres (38,354 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,673 (2026) |
| Deeds & Mortgages | May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 303600 245.002-1-65 |
| Primary APN | 303600 245.002-1-65 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,988 sqft Living Area |
| 1st Floor Area | 1,400 sqft |
| Basement Area | 588 sqft |
| Finished Basement | 588 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 38,354 sqft (0.88 acres) |
| Lot Dimensions | 190 ft deep x 201 ft wide |
| Garage Type | Attached |
| Garage Area | 392 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Above-Ground Pool |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 006060 |
|---|---|
| Street Address | 7307 CHARLES RD |
| City | ROME |
| State | NY |
| Zip | 13440-0506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Block | 1 |
| Legal Lot Number | 65.000 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | FLOYD |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 23702 |
7307 Charles Rd is owned and occupied by two individuals.
Source: Oneida County and Floyd Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7307 CHARLES RD, ROME, NY 13440-0506 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 7307 CHARLES RD, ROME, NY 13440-0506 |
| Document Number | 0000006159 |
| Instrument Date | May 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 7307 CHARLES RD ROME NY 134400506, ROME, NY 13440-0506 |
| Document Number | 0000006159 |
|---|---|
| Date | May 22, 2020 |
| Instrument | 6159 |
| Name | AMERICU CU |
|---|---|
| Type | Credit Union |
| Address | ROME, NY 13440 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 21, 2050 |
The 2026 property tax bill for 7307 Charles Rd was $5,673 with exemptions applied, up 0.6% from the year before.
Source: Oneida County and Floyd Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| County Subdivision | Floyd Town |
| Unified School District | Holland Patent Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,673.00 (+0.64%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $5,637.00 | $124,900 Land $21,700 Building $103,200 | $244,902 Land $42,549 Building $202,353 |
| 2023 | $124,900 (-) Land $21,700 Building $103,200 | $219,123 (+19.3%) Land $38,070 Building $181,053 | |
| 2022 | $1,853.00 Homeowner's exemption Senior Citizen's exemption | $124,900 Land $21,700 Building $103,200 | $183,676 Land $31,912 Building $151,764 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7307 Charles Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7307 Charles Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Oneida County Rural Telephone Fiber | 1,000 / 100 |
| Spectrum Cable | 1,000 / 35 |
May also be available: Verizon.
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