7321 Valley Mist Dr, Temple, TX 76502 Property Records

Bell County property record for 7321 Valley Mist Dr, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	2,005 sqft · built 2014
Lot Size	0.501 acres (21,824 sqft)
Owner	2 Individual Names on Record
Last Sale	$303,240 (Apr 2024)
Tax Bill	$5,140 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0129795195`

Property Details

APN / Parcel Number

Primary APN	`0129795195`
Alternative APNs	`397496` `792966`

Interior

Stories	2 Stories
Building Area	2,005 sqft Living Area
1st Floor Area	1,815 sqft
2nd Floor Area	190 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Stone
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	21,824 sqft (0.501 acres)
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	291 sqft

Location & Zoning

Street Address	7321 VALLEY MIST DR
City	TEMPLE
State	TX
Zip	76502-4310
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALLEY RANCH ADDITION PHASE II, BLOCK 002, LOT 0051, ACRES .501
Legal Subdivision	VALLEY RANCH ADDITION PHASE II
Legal Block	2
Legal Lot Number	51
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1044
Census Tract	21400

Owner

Source: Bell County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7321 VALLEY MIST DR, TEMPLE, TX 76502-4310
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2024	Warranty Deed, Transfer · Conventional Mortgage VALON MORTGAGE INC
Sep 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage GENHOME MORTGAGE CORP
Oct 12, 2021	Intrafamily Transfer, Transfer
Aug 25, 2021	Vendor's Lien, Transfer · Conventional Mortgage GENHOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2024 · Amount on Record
Deed Sale	Apr 24, 2024 · Amount on Record
Prior Sale	Aug 25, 2021 · Amount on Record
Deed Document Number	202417205
Prior Transfer Date	Apr 1, 2024
Prior Transfer Doc	0000017205
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Apr 24, 2024
Property Address	7321 VALLEY MIST DR, TEMPLE, TX 76502-4310
Document Number	0000017205
Map Reference	CAB D SL 160-C
Instrument Date	Apr 1, 2024
Instrument	2024017205
Transaction Type	Transfer
Record Updated	May 8, 2024

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7321 VALLEY MIST DR, TEMPLE, TX 76502-4310

Mortgage

Document Number	0000017206
Date	Apr 24, 2024
Instrument	2024017206

Lender

Name	VALON MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	7321 VALLEY MIST DR, TEMPLE, TX 76502-4310
Transaction Type	Mortgage
Record Updated	Aug 11, 2023
Title Company	FIRST EQUITY TITLE LLC, FIRST COMMUNITY TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000061710
Date	Sep 21, 2021
Instrument	2021061710

Lender

Name	GENHOME MORTGAGE CORP
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BELL TX
Recording Date	Oct 12, 2021
Property Address	7321 VALLEY MIST DR, TEMPLE, TX 76502-4310
Document Number	0000066776
Map Reference	CAB D SL 160-C
Instrument Date	Oct 1, 2021
Instrument	2021066776
Transaction Type	Transfer
Record Updated	Mar 24, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7321 VALLEY MIST DR, TEMPLE, TX 76502-4310

August 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Aug 25, 2021
Property Address	7321 VALLEY MIST DR, TEMPLE, TX 76502-4310
Document Number	0000055012
Map Reference	CAB D SL 160-C
Instrument Date	Aug 23, 2021
Instrument	2021055012
Transaction Type	Transfer
Record Updated	Mar 24, 2022
Title Company	FIRST EQUITY TITLE LLC, FIRST COMMUNITY TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13103 NE H K DODGEN LOOP, 13103, TEMPLE, TX 76501-6898

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7321 VALLEY MIST DR, TEMPLE, TX 76502-4310

Mortgage

Document Number	0000055013
Date	Aug 25, 2021
Instrument	2021055013

Lender

Name	GENHOME MORTGAGE CORP
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,140.00 (-17.12%)	$350,000 (-9.09%) Land $50,000 Building $300,000	$350,000 (-9.09%) Land $50,000 Building $300,000
2023	$6,202.00 (-23.44%) Homeowner's exemption Disabled Person's exemption	$385,000 Land $45,000 Building $340,000	$385,000 Land $45,000 Building $340,000
2022	$8,101.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 69% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Western Broadband.

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