7314 Valley Mist Dr, Temple, TX 76502 Property Records

Bell County property record for 7314 Valley Mist Dr, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	2,780 sqft · built 2012
Lot Size	0.505 acres (21,998 sqft)
Owner	Individual Name on Record
Last Sale	$293,800 (Aug 2019)
Tax Bill	$7,872 (2025)
Deeds & Mortgages	Oct 2019 Transfer Oct 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0129795207`

Property Details

APN / Parcel Number

Primary APN	`0129795207`
Alternative APNs	`397500` `864358`

Interior

Stories	1 Story
Building Area	2,780 sqft Living Area
1st Floor Area	2,780 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2020
Exterior Material	Stone
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	21,998 sqft (0.505 acres)
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	1 sqft
Porch	Open Porch
Porch Area	326 sqft
Storage Building	364 sqft

Location & Zoning

Street Address	7314 VALLEY MIST DR
City	TEMPLE
State	TX
Zip	76502-4310
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALLEY RANCH ADDITION PHASE II, BLOCK 002, LOT 0055, ACRES .505
Legal Subdivision	VALLEY RANCH ADDITION PHASE II
Legal Block	2
Legal Lot Number	55
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1044
Census Tract	21400

Owner

Source: Bell County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7314 VALLEY MIST DR, TEMPLE, TX 76502-4310
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2019	Correction Deed, Transfer NETCO TITLE
Oct 15, 2019	Deed of Trust, Mortgage PRIVATE INDIVIDUAL
Aug 29, 2019	Grant Deed, Transfer VETERANS ADMN
Dec 20, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY
Jan 16, 2019	Grant Deed, Foreclosure OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2019 · Amount on Record
Deed Sale	Aug 29, 2019 · Amount on Record
Prior Sale	Jan 16, 2019
Deed Document Number	201939182
Prior Transfer Date	Dec 10, 2018
Prior Transfer Doc	0000052471
Record Updated	Oct 29, 2026

October 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	BELL TX
Recording Date	Oct 15, 2019
Property Address	7314 VALLEY MIST DR, TEMPLE, TX 76502-4310
Document Number	0000047443
Book / Page	011043 / 000797
Instrument Date	Oct 15, 2019
Instrument	47443
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	NETCO TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	7314 VALLEY MIST DR, TEMPLE, TX 76502-4310
Document Number	0000047444
Instrument Date	Oct 15, 2019
Transaction Type	Mortgage
Record Updated	Nov 6, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0000047444
Date	Oct 15, 2019
Book Page	011043/000799
Instrument	47444

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party

Agreement

Amount	Amount Recorded

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BELL TX
Recording Date	Aug 29, 2019
Property Address	7314 VALLEY MIST DR, TEMPLE, TX 76502-4310
Document Number	0000039182
Book / Page	010981 / 000364
Instrument Date	Aug 20, 2019
Instrument	39182
Transaction Type	Transfer
Record Updated	Sep 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7314 VALLEY MIST DR TEMPLE TX 765024310, TEMPLE, TX 76502-4310

Mortgage

Document Number	39181
Date	Aug 29, 2019
Book Page	010981/000350
Instrument	39181

Lender

Name	VETERANS ADMN
Address	810 VERMONT AVE NW # 26, WASHINGTON, DC 20420-0001
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 28, 2049

December 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BELL TX
Recording Date	Dec 20, 2018
Property Address	7314 VALLEY MIST DR, TEMPLE, TX 76502-4310
Document Number	0000052471
Book / Page	010690 / 000309
Instrument Date	Dec 4, 2018
Instrument	52471
Transaction Type	Foreclosure
Record Updated	Jan 7, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8950 CYPRESS WATERS BLVD COPPELL TX 750194620, COPPELL, TX 75019-4620

January 2019: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	BELL TX
Recording Date	Jan 16, 2019
Property Address	7314 VALLEY MIST DR, TEMPLE, TX 76502-4310
Document Number	0000001833
Book / Page	010712 / 000188
Instrument Date	Dec 4, 2018
Instrument	1833
Transaction Type	Foreclosure
Record Updated	Feb 5, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,872.00 (+9.59%)	$438,682 (-0.3%)	$440,000 (-) Land $50,000 Building $390,000
2023	$7,183.00 (-7.96%) Homeowner's exemption	$440,000 Land $45,000 Building $395,000	$440,000 Land $45,000 Building $395,000
2022	$7,804.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 69% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Western Broadband.

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