7321 S Ridge Rd E, Geneva, OH 44041 Property Records

Ashtabula County property record for 7321 S Ridge Rd E, Geneva, OH 44041

Property Summary

Property Type	Farm - Irrigated or Dry
Details	5 bd · 2 ba · 6,350 sqft · built 1920
Lot Size	32.2 acres (1,405,420 sqft)
Owner	2 Individual Names on File
Last Sale	$130,000 (Jun 2006)
Tax Bill	$9,856 (2025)
Deeds & Mortgages	Aug 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`48-020-00-001-00`

Property Details

APN / Parcel Number

Primary APN	`48-020-00-001-00`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	6,350 sqft Gross Area
1st Floor Area	1,254 sqft
Attic	Attic
Attic Area	272 sqft
Basement Area	1,360 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	1,405,420 sqft (32.2 acres)
Terrain	Low
Garage Type	Attached
Garage Area	1,320 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	330 sqft
Patio Area	80 sqft
Stable	960 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7321 S RIDGE RD E
City	GENEVA
State	OH
Zip	44041-8257
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	T 12--64 S
Legal Subdivision	SAYBROOK
Legal Lot Number	64
Jurisdiction	ASHTABULA OH
Township / Civil Division	SAYBROOK
Census Block Group	3
Census Block	3003
Census Tract	702

Owner

7321 S Ridge Rd E, an agricultural property, is owned and occupied by two individuals who bought it in June 2006.

Source: Ashtabula County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7321 S RIDGE RD E, GENEVA, OH 44041-8257
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2006 · Amount on File
Deed Sale	Jun 27, 2006 · Amount on File
Deed Document Number	200610113
Deed Book / Page	378 / 2434
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	7321 S RIDGE RD E, GENEVA, OH 44041-8257
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007439
Date	Aug 5, 2019
Book Page	688/1643
Instrument	201900007439

Lender

Name	THE ANDOVER BANK
Type	Bank
Address	JEFFERSON, OH 44047

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Aug 15, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 7321 S Ridge Rd E was $9,856 with a homeowner's exemption.

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Saybrook Township
Unified School District	Ashtabula Area City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,856.00	$117,750 Land $39,520 Building $78,230	$336,400 Land $112,900 Building $223,500
2023	$5,033.00 (-41.59%) Homeowner's exemption	$117,750 (+33.29%) Land $39,520 Building $78,230	$336,400 Land $112,900 Building $223,500
2022	$8,616.00 Homeowner's exemption	$88,340 Land $30,380 Building $57,960
2020			$252,400 Land $86,800 Building $165,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7321 S Ridge Rd E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7321 S Ridge Rd E is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20