7251 S Ridge Rd E, Geneva, OH 44041 Property Records

Ashtabula County property record for 7251 S Ridge Rd E, Geneva, OH 44041

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,008 sqft · built 1977
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,525 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-020-00-003-04`

Property Details

APN / Parcel Number

Primary APN	`48-020-00-003-04`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
Gross Area	1,392 sqft
1st Floor Area	1,008 sqft
Game Room	Game Room

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	20,038 sqft (0.46 acres)
Terrain	Low
Garage Type	Attached
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Deck Area	84 sqft
Patio Area	212 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7251 S RIDGE RD E
City	GENEVA
State	OH
Zip	44041-7317
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T12--64
Legal Subdivision	SAYBROOK
Legal Lot Number	64
Jurisdiction	ASHTABULA OH
Township / Civil Division	SAYBROOK
Census Block Group	3
Census Block	3002
Census Tract	702

Owner

Source: Ashtabula County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7251 S RIDGE RD E, GENEVA, OH 44041-7317
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Deed of Trust, Mortgage · Line of Credit NEWREZ LLC
Mar 3, 2021	Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC
Feb 6, 2019	Deed of Trust, Mortgage · VA Mortgage DITECH FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	7251 S RIDGE RD E, GENEVA, OH 44041-7317
Transaction Type	Mortgage
Record Updated	Dec 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7251 S RIDGE RD E, GENEVA, OH 44041-7317

Mortgage

Document Number	0000012092
Date	Dec 12, 2025
Book Page	860/86
Instrument	2025-00012092

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	7251 S RIDGE RD E, GENEVA, OH 44041-7317
Transaction Type	Mortgage
Record Updated	Aug 6, 2021
Title Company	AVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002555
Date	Mar 3, 2021
Book Page	732/1634
Instrument	202100002555

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	155 Months
Due	Feb 1, 2034

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	7251 S RIDGE RD E, GENEVA, OH 44041-7317
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001096
Date	Feb 6, 2019
Book Page	676/1925
Instrument	201900001096

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Dec 1, 2033

Tax Assessment & Valuation

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Saybrook Township
Unified School District	Ashtabula Area City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,525.00 (+81.51%)	$42,110 (-) Land $3,990 Building $38,120	$120,300 (-) Land $11,400 Building $108,900
2023	$1,942.00 (+15.73%) Homeowner's exemption	$42,110 (+34.41%) Land $3,990 Building $38,120	$120,300 (+34.41%) Land $11,400 Building $108,900
2022	$1,678.00 Homeowner's exemption	$31,330 Land $3,080 Building $28,250
2020			$89,500 Land $8,800 Building $80,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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