Monroe County property record for 7321 Covered Bridge Dr, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2004 |
| Square Footage | 2,934 sqft Building Perimeter |
| Lot Size | 138,521 sqft (3.18 acres) |
| Garage | Built-in, 782 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $10,720.00 (2024) |
| Primary APN | 08-20-281-023-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Building Area | 2,934 sqft Building Perimeter |
| 1st Floor | 2,454 sqft 1st Floor |
| Upper Floors | 480 sqft Upper Floors |
| Basement Area | 2,934 sqft Basement |
| Unfinished Basement | 2,934 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Construction Type | Frame Construction |
| Lot Area | 138,521 sqft (3.18 acres) |
| Driveway | Driveway Concrete |
| Driveway Area | 1,020 sqft Driveway |
| Garage Type | Built-in Garage |
| Garage Area | 782 sqft Garage |
| Patio Area | 720 sqft Patio |
| Porch Area | 302 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 7321 COVERED BRIDGE DR |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-3155 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 22 COVERED BRIDGE ESTATES |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 20 |
| Legal Subdivision | COVERED BRIDGE ESTATES |
| Legal Lot Number | 22 |
| Jurisdiction | MONROE IL |
| Minor Civil Division | 28 |
| Census Blockgroup | 2 |
| Census Block | 2007 |
| Census Tract | 600401 |
Source: Monroe County records · APN 08-20-281-023-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7321 COVERED BRIDGE DR, WATERLOO, IL 62298-3155 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 19, 2022 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MORTGAGE CORP |
| Aug 23, 2021 | Deed of Trust, Mortgage · Stand Alone First Mortgage HUD |
| Jun 11, 2019 | Deed of Trust, Mortgage · Building or Construction Mortgage FIRST COMMUNITY CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 7321 COVERED BRIDGE DR, WATERLOO, IL 62298-3155 |
| Transaction Type | Mortgage |
| Record Updated | Sep 07, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000425718 |
|---|---|
| Date | Aug 19, 2022 |
| Instrument | 425718 |
| Name | AMERICAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 7321 COVERED BRIDGE DR, WATERLOO, IL 62298-3155 |
| Transaction Type | Mortgage |
| Record Updated | Sep 08, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000419254 |
|---|---|
| Date | Aug 23, 2021 |
| Instrument | 419254 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 01, 2041 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 7321 COVERED BRIDGE DR, WATERLOO, IL 62298-3155 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000401892 |
|---|---|
| Date | Jun 11, 2019 |
| Instrument | 401892 |
| Name | FIRST COMMUNITY CU |
|---|---|
| Type | Bank |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 01, 2034 |
| Rate Type | Fixed Rate |
|---|
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $199,330 (+40.84%) Land $18,780 Building $180,550 | $597,990 (+40.84%) Land $56,340 Building $541,650 | |
| 2024 | $10,720.00 | ||
| 2022 | Additional exemption filed | $141,530 Land $18,780 Building $122,750 | $424,590 Land $56,340 Building $368,250 |
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