Monroe County property record for 7309 Covered Bridge Dr, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 1993 |
| Square Footage | 1,938 sqft Living Area |
| Lot Size | 138,085 sqft (3.17 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $288,000 (2020) |
| Tax Bill | $6,635.00 (2024) |
| Primary APN | 08-20-281-024-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Building Area | 1,938 sqft Living Area |
| 1st Floor | 1,938 sqft 1st Floor |
| Basement Area | 1,938 sqft Basement |
| Unfinished Basement | 1,938 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Construction Type | Frame Construction |
| Lot Area | 138,085 sqft (3.17 acres) |
| Parking Spaces | 4 Parking Spaces |
| Garage Area | 912 sqft Garage |
| Deck Area | 944 sqft Deck |
| Patio Area | 944 sqft Patio |
| Porch Area | 384 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 7309 COVERED BRIDGE DR |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-3155 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 8 COVERED BRIDGE ESTATES |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 20 |
| Legal Subdivision | COVERED BRIDGE ESTATES |
| Legal Lot Number | 8 |
| Jurisdiction | MONROE IL |
| Minor Civil Division | 28 |
| Census Blockgroup | 2 |
| Census Block | 2007 |
| Census Tract | 600401 |
Source: Monroe County records · APN 08-20-281-024-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7309 COVERED BRIDGE DR, WATERLOO, IL 62298-3155 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 31, 2023 | Deed of Trust, Mortgage · Building or Construction Mortgage FIRST COMMUNITY CU |
| Dec 16, 2021 | Deed of Trust, Mortgage · Building or Construction Mortgage US BANK NA |
| Jan 22, 2020 | Warranty Deed, Construction Loan · Building or Construction Mortgage US BANK NA |
| Mar 14, 2019 | Deed of Trust, Mortgage · Line of Credit STATE BK/WATERLOO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 22, 2020 · Amount on Record |
| Deed Sale | Jan 22, 2020 · Amount on Record |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 7309 COVERED BRIDGE DR, WATERLOO, IL 62298-3155 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000430370 |
|---|---|
| Date | Aug 31, 2023 |
| Instrument | 430370 |
| Name | FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 30, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 7309 COVERED BRIDGE DR, WATERLOO, IL 62298-3155 |
| Transaction Type | Mortgage |
| Record Updated | Jan 05, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000421514 |
|---|---|
| Date | Dec 16, 2021 |
| Instrument | 421514 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jan 01, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jan 22, 2020 |
| Property Address | 7309 COVERED BRIDGE DR, WATERLOO, IL 62298-3155 |
| Document Number | 0000405792 |
| Instrument Date | Jan 17, 2020 |
| Instrument | 405792 |
| Transaction Type | Construction Loan |
| Record Updated | Apr 22, 2022 |
| Title Company | ACCENT TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $432.00 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 7309 COVERED BRIDGE DR, WATERLOO, IL 62298-3155 |
| Document Number | 0000405793 |
|---|---|
| Date | Jan 22, 2020 |
| Instrument | 405793 |
| Name | US BANK NA |
|---|
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 7309 COVERED BRIDGE DR, WATERLOO, IL 62298-3155 |
| Document Number | 0000400696 |
| Instrument Date | Mar 14, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2019 |
| Title Company | MONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC) |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 7309 COVERED BRIDGE DR WATERLOO IL 622983155, WATERLOO, IL 62298-3155 |
| Document Number | 0000400696 |
|---|---|
| Date | Apr 02, 2019 |
| Instrument | 400696 |
| Name | STATE BK/WATERLOO |
|---|---|
| Type | Bank |
| Address | WATERLOO, IL 62298 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 01, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $124,760 (+16.84%) Land $18,750 Building $106,010 | $374,280 (+16.84%) Land $56,250 Building $318,030 | |
| 2024 | $6,635.00 | ||
| 2022 | Homeowner's exemption Additional exemption filed | $106,780 Land $18,750 Building $88,030 | $320,340 Land $56,250 Building $264,090 |
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