7320 Ridgeline Dr, Raleigh, NC 27613 Property Records

Wake County property record for 7320 Ridgeline Dr, Raleigh, NC 27613

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 5,189 sqft · built 2008
Lot Size	1.18 acres (51,401 sqft)
Owner	Individual Name on File
Last Sale	$650,000 (Jul 2017)
Tax Bill	$8,267 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Nov 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0881.04-74-0117-000`

Property Details

APN / Parcel Number

Primary APN	`0881.04-74-0117-000`
Alternative APNs	`0881.04-74-0117 0316797` `0881740117` `0316797`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	5,189 sqft Living Area
Basement Area	2,080 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Conventional
Construction Type	Frame
Lot Area	51,401 sqft (1.18 acres)
Garage Area	552 sqft
Porch	Open Porch
Porch Area	452 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	0316797
Street Address	7320 RIDGELINE DR
City	RALEIGH
State	NC
Zip	27613-7082
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40W
Legal Description	LO5 HIGHLAND FOREST BM2008-00483
Legal Subdivision	HIGHLAND FOREST
Legal Lot Number	5
Jurisdiction	WAKE NC
Township / Civil Division	BARTONS CREEK
Census Block Group	2
Census Block	2005
Census Tract	53804

Owner

7320 Ridgeline Dr is owned and occupied by an individual who bought it in July 2017.

Source: Wake County records, as of October 15, 2026

Owner of Record	Individual Name on File
Mailing Address	7320 RIDGELINE DR, RALEIGH, NC 27613-7082
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2026	Deed, Transfer · Line of Credit UNITED WHOLESALE MORTGAGE
Nov 12, 2019	Deed of Trust, Mortgage PNC BK
Jul 31, 2017	Deed of Trust, Mortgage · Line of Credit PNC BK
Jul 3, 2017	Warranty Deed, Transfer PNC MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2017 · Amount on File
Deed Sale	Jul 3, 2017 · Amount on File
Prior Sale	Apr 10, 2008 · Amount on File
Deed Book / Page	16835 / 1412
Record Updated	Oct 29, 2026

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WAKE NC
Recording Date	Feb 2, 2026
Property Address	7320 RIDGELINE DR, RALEIGH, NC 27613-7082
Document Number	20133/1744
Book / Page	20133 / 1744
Map Reference	MB 2004 PG 637
Instrument Date	Jan 22, 2026
Transaction Type	Transfer
Record Updated	Feb 20, 2026
Title Company	USA NATIONAL TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7320 RIDGELINE DR, RALEIGH, NC 27613-7082

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7320 RIDGELINE DR, RALEIGH, NC 27613-7082

Mortgage

Document Number	0201331747
Date	Feb 2, 2026
Instrument	20133/1747

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	7320 RIDGELINE DR, RALEIGH, NC 27613-7082
Document Number	176860638
Instrument Date	Nov 12, 2019
Transaction Type	Mortgage
Record Updated	Jan 2, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7320 RIDGELINE DR RALEIGH NC 276137082, RALEIGH, NC 27613-7082

Mortgage

Document Number	176860638
Date	Dec 17, 2019
Book Page	017686/000638

Lender

Name	PNC BK
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 16, 2049

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	7320 RIDGELINE DR, RALEIGH, NC 27613-7082
Document Number	168770876
Book / Page	016877 / 000876
Instrument Date	Jul 31, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7320 RIDGELINE DR RALEIGH NC 276137082, RALEIGH, NC 27613-7082

Mortgage

Document Number	168770876
Date	Aug 15, 2017
Book Page	016877/000876

Lender

Name	PNC BK
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Aug 14, 2057

Interest

Rate Type	Adjustable Rate

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Jul 3, 2017
Property Address	7320 RIDGELINE DR, RALEIGH, NC 27613-7082
Document Number	168351412
Book / Page	016835 / 001412
Instrument Date	Jun 30, 2017
Transaction Type	Transfer
Record Updated	Aug 23, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,300.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7320 RIDGELINE DR RALEIGH NC 276137082, RALEIGH, NC 27613-7082

Mortgage

Document Number	168351415
Date	Jul 3, 2017
Book Page	016835/001415

Lender

Name	PNC MTG
Type	Mortgage Company
Address	MIAMISBURG, OH 45342

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 2, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 7320 Ridgeline Dr was $8,267.

Source: Wake County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,267.00	$1,289,547 Land $115,000 Building $1,174,547	$1,289,547 (-) Land $115,000 Building $1,174,547
2024			$1,289,547 (+83.66%) Land $115,000 Building $1,174,547
2023	$5,494.00	$702,126 Land $115,000 Building $587,126	$702,126 Land $115,000 Building $587,126

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7320 Ridgeline Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7320 Ridgeline Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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