7316 Ridgeline Dr, Raleigh, NC 27613 Property Records

Wake County property record for 7316 Ridgeline Dr, Raleigh, NC 27613

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 5,153 sqft · built 2005
Lot Size	1.28 acres (55,757 sqft)
Owner	Individual Name on File
Last Sale	$838,000 (Jul 2021)
Tax Bill	$5,777 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0881.04-64-9094-000`

Property Details

APN / Parcel Number

Primary APN	`0881.04-64-9094-000`
Alternative APNs	`0881.04-64-9094 0316796` `0881649094` `0316796`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	5,153 sqft Living Area
1st Floor Area	5,153 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Construction Type	Frame
Lot Area	55,757 sqft (1.28 acres)
Garage Area	288 sqft

Exterior Amenities

Pool Area	392 sqft
Porch	Slab
Porch Area	48 sqft
Deck Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	0316796
Street Address	7316 RIDGELINE DR
City	RALEIGH
State	NC
Zip	27613-7082
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40W
Legal Description	LO4 HIGHLAND FOREST BM2008-00483
Legal Subdivision	HIGHLAND FOREST
Legal Lot Number	4
Jurisdiction	WAKE NC
Township / Civil Division	BARTONS CREEK
Census Block Group	2
Census Block	2005
Census Tract	53804

Owner

7316 Ridgeline Dr is owned and occupied by an individual who bought it in July 2021.

Source: Wake County records, as of April 28, 2026

Owner of Record	Individual Name on File
Mailing Address	7316 RIDGELINE DR, RALEIGH, NC 27613-7082
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2021	Warranty Deed, Transfer · Conventional Mortgage EQUITY RESOURCES INC
Oct 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage COASTAL FCU
Jun 7, 2018	Deed of Trust, Mortgage · Line of Credit MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2021 · Amount on File
Deed Sale	Jul 30, 2021 · Amount on File
Prior Sale	Jun 1, 2006 · Amount on File
Deed Book / Page	18624 / 302
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Jul 30, 2021
Property Address	7316 RIDGELINE DR, RALEIGH, NC 27613-7082
Document Number	018624/302
Book / Page	18624 / 302
Map Reference	MB 2004 PG 637
Instrument Date	Jul 30, 2021
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,676.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2020 MOUNT VERNON CHURCH RD, 2020, RALEIGH, NC 27614-7155

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7316 RIDGELINE DR, RALEIGH, NC 27613-7082

Mortgage

Document Number	0018624304
Date	Jul 30, 2021
Instrument	18624/304

Lender

Name	EQUITY RESOURCES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	7316 RIDGELINE DR, RALEIGH, NC 27613-7082
Document Number	172782181
Instrument Date	Oct 24, 2018
Transaction Type	Mortgage
Record Updated	Nov 7, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7316 RIDGELINE DR RALEIGH NC 276137082, RALEIGH, NC 27613-7082

Mortgage

Document Number	172782181
Date	Oct 29, 2018
Book Page	017278/002181

Lender

Name	COASTAL FCU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 28, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.62%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	7316 RIDGELINE DR, RALEIGH, NC 27613-7082
Document Number	171490409
Instrument Date	Jun 7, 2018
Transaction Type	Mortgage
Record Updated	Jun 13, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	7316 RIDGELINE DR RALEIGH NC 276137082, RALEIGH, NC 27613-7082

Mortgage

Document Number	171490409
Date	Jun 7, 2018
Book Page	017149/000409

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	MORRISVILLE, NC 27560

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 6, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 7316 Ridgeline Dr was $5,777.

Source: Wake County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,777.00	$959,962 Land $115,000 Building $844,962	$959,962 Land $115,000 Building $844,962
2023	$4,966.00	$634,459 Land $115,000 Building $519,459	$634,459 Land $115,000 Building $519,459

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7316 Ridgeline Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7316 Ridgeline Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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