7320 Mount Carmel Rd, Covington, TN 38019 Property Records

Tipton County property record for 7320 Mount Carmel Rd, Covington, TN 38019

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,860 sqft · built 1998
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$239,000 (Jul 2021)
Tax Bill	$956 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`084099 02411`

Property Details

APN / Parcel Number

Primary APN	`084099 02411`
Alternative APN	`099 02411`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	1,860 sqft Living Area
1st Floor Area	926 sqft
Upper Floors Area	934 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2008
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	385 ft deep x 119 ft wide
Terrain	Rolling
Garage Type	Finished
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	188 sqft
Patio Area	176 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	7320 MT CARMEL RD
City	COVINGTON
State	TN
Zip	38019-7640
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 08, COUNTY AREA: C24
Legal Subdivision	JAMESLAND SEC A
Legal Lot Number	8 119
Jurisdiction	TIPTON TN
Township / Civil Division	7
Census Block Group	2
Census Block	2012
Census Tract	40800

Owner

7320 Mount Carmel Rd is owned and occupied by an individual who bought it in July 2021.

Source: Tipton County records, as of January 19, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	7320 MT CARMEL RD, COVINGTON, TN 38019-7640
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2021 · Amount on File
Deed Sale	Jul 13, 2021 · Amount on File
Prior Sale	Aug 30, 2007 · Amount on File
Deed Document Number	247024
Deed Book / Page	1911 / 349
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIPTON TN
Recording Date	Jul 13, 2021
Property Address	7320 MT CARMEL RD, COVINGTON, TN 38019-7640
Document Number	1911349
Book / Page	1911 / 349
Map Reference	CAB C SL 22
Instrument Date	Jul 9, 2021
Instrument	247024
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CLOSETRAK CLOSING & TTL SVCS

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$884.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7320 MT CARMEL RD, COVINGTON, TN 38019-7640

Mortgage

Document Number	247025
Date	Jul 13, 2021
Instrument	247025

Lender

Name	MORTGAGE INVESTORS GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 7320 Mount Carmel Rd was $956.

Source: Tipton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$956.00	$62,800 Land $8,000 Building $54,800
2023		$62,800 Land $8,000 Building $54,800
2022	$897.00
2020			$251,200 Land $32,000 Building $219,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7320 Mount Carmel Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7320 Mount Carmel Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 96% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POPLAR GROVE UTILITY DISTRICT serves 19,599 people · EPA ID TN0000201
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	4 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Aeneas Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20