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7224 Mount Carmel Rd, Covington, TN 38019 Property Records

Tipton County property record for 7224 Mount Carmel Rd, Covington, TN 38019

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,581 sqft · built 1995
Lot Size1.15 acres (50,094 sqft)
Owner2 Individual Names on Record
Last Sale$154,900 (Oct 2018)
Tax Bill$982 (2025)
Deeds & MortgagesApr 2024 Second Mortgage
Oct 2018 Sale
Flood ZoneZone X (minimal risk)
APN084099 02408

Property Details

APN / Parcel Number

Primary APN084099 02408
Alternative APN
  • 099 02408

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories2 Stories
Building Area1,581 sqft Living Area
1st Floor Area988 sqft
Upper Floors Area988 sqft
Attic Area480 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 2005
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area50,094 sqft (1.15 acres)
Lot Dimensions390 ft deep x 125 ft wide
TerrainRolling
Garage TypeMixed
Garage Area1,560 sqft
Parking Spaces5 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area144 sqft
Deck Area120 sqft
Patio Area120 sqft
Utility Building192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address7224 MT CARMEL RD
CityCOVINGTON
StateTN
Zip38019-7638
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 08, COUNTY AREA: C24
Legal SubdivisionJAMESLAND SEC A
Legal Lot Number5 125
JurisdictionTIPTON TN
Township / Civil Division7
Census Block Group2
Census Block2012
Census Tract40800

Owner

Source: Tipton County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7224 MT CARMEL RD, COVINGTON, TN 38019-7638
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 16, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
DISCOVER BANK
Oct 1, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 1, 2018 · Amount on Record
Deed SaleOct 1, 2018 · Amount on Record
Prior SaleMay 1, 1995 · Amount on Record
Deed Document Number217435
Deed Book / Page1775 / 52
Record UpdatedJun 8, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTIPTON TN
Property Address7224 MT CARMEL RD, COVINGTON, TN 38019-7638
Transaction TypeMortgage
Record UpdatedApr 30, 2024
Title CompanyACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002035523
DateApr 16, 2024
Book Page2035/523
Instrument273850
Lender
NameDISCOVER BANK
TypeBank
Address502 E MARKET ST, GREENWOOD, DE 19950
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term180 Months
DueApr 8, 2039

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTIPTON TN
Recording DateOct 1, 2018
Property Address7224 MT CARMEL RD, COVINGTON, TN 38019-7638
Document Number0000177552
Book / Page1775 / 52
Instrument DateSep 28, 2018
Instrument217435
Transaction TypeTransfer
Record UpdatedJul 1, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7224 MT CARMEL RD, COVINGTON, TN 38019-7638

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyTipton County
Unified School DistrictTipton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$982.00 (+26.87%)$64,525 (+19.38%) Land $8,675 Building $55,850
2023$54,050 Land $8,675 Building $45,375
2022$774.00
2020$258,100 Land $34,700 Building $223,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPOPLAR GROVE UTILITY DISTRICT
serves 19,599 people · EPA ID TN0000201
Water SourceGroundwater
Last State InspectionFeb 2025
Lead4 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Aeneas Communications
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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