7320 Kemp Ln, Frederick, MD 21702 Property Records

Frederick County property record for 7320 Kemp Ln, Frederick, MD 21702

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,736 sqft · built 1865
Lot Size2.18 acres (94,961 sqft)
Owner2 Individual Names on File
Last Sale$230,000 (Nov 2015)
Tax Bill$2,337 (2023)
Deeds & MortgagesJan 2024 Second Mortgage
Jan 2018 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN24-443787

Property Details

APN / Parcel Number

Primary APN24-443787
Alternative APN
  • 443787

Interior

Full Baths2 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,736 sqft Total Area
1st Floor Area1,030 sqft

Exterior

Year BuiltBuilt 1865
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialMetal
Lot Area94,961 sqft (2.18 acres)
PorchOpen Porch
Porch Area160 sqft

Utilities, Heating & Cooling

Heating SystemRadiant
SewerConnected

Location & Zoning

Account Number443787
Street Address7320 KEMP LN
CityFREDERICK
StateMD
Zip21702-2745
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2.18 ACRES W/S KEMP LANE N/SHOOKSTOWN RD.
JurisdictionFREDERICK MD
Township / Civil Division24, BRADDOCK
Census Block Group3
Census Block3013
Census Tract751203

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County assessment roll, as of July 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address7320 KEMP LN, FREDERICK, MD 21702-2745
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 23, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Jan 23, 2018Deed of Trust, Mortgage · VA Mortgage
ALLIED MORTGAGE GROUP INC
Jan 4, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Nov 4, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 10, 2015 · Amount on Record
Deed SaleNov 10, 2015 · Amount on Record
Prior SaleApr 21, 1998
Deed Document Number0010850437
Deed Book / Page10850 / 437
Record UpdatedJun 7, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address7320 KEMP LN, FREDERICK, MD 21702-2745
Transaction TypeMortgage
Record UpdatedFeb 2, 2024
Title CompanyAMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0167390481
DateJan 23, 2024
Book Page16739/481
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term121 Months
DueFeb 1, 2034

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address7320 KEMP LN, FREDERICK, MD 21702-2745
Transaction TypeMortgage
Record UpdatedAug 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0122430446
DateJan 23, 2018
Book Page12243/0446
Instrument12243-0446
Lender
NameALLIED MORTGAGE GROUP INC
TypeMortgage Company
AddressBALA CYNWYD, PA 19004
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2048

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address7320 KEMP LN, FREDERICK, MD 21702-2745
Transaction TypeMortgage
Record UpdatedAug 11, 2022
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0144110271
DateJan 4, 2021
Book Page14411/271
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term326 Months
DueMar 1, 2048

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address7320 KEMP LN, FREDERICK, MD 21702-2745
Transaction TypeMortgage
Record UpdatedAug 11, 2022
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0154670377
DateNov 4, 2021
Book Page15467/377
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term359 Months
DueOct 1, 2051

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$2,337.00$186,800 Land $106,100 Building $80,700$186,800 Land $106,100 Building $80,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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