7632 Kemp Ln, Frederick, MD 21702 Property Records

Frederick County property record for 7632 Kemp Ln, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,984 sqft · built 1958
Lot Size	0.484 acres (21,100 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Jun 2022)
Tax Bill	$4,706 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-425567`

Property Details

APN / Parcel Number

Primary APN	`21-425567`
Alternative APN	`425567`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,984 sqft Living Area
Gross Area	2,512 sqft
1st Floor Area	1,334 sqft
Basement Area	650 sqft
Finished Basement	650 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	21,100 sqft (0.484 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Open Porch
Porch Area	300 sqft
Patio Area	100 sqft
Shed	1 Shed
Shed Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	425567
Street Address	7632 KEMP LN
City	FREDERICK
State	MD
Zip	21702-2749
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 21,100 SQ. FT. W/S KEMP LA. N/SHOOKSTOWN RD.
Legal Lot Number	21
Jurisdiction	FREDERICK MD
Township / Civil Division	21, TUSCARORA
Census Block Group	3
Census Block	3008
Census Tract	751203

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7632 KEMP LN, FREDERICK, MD 21702-2749
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2020	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jun 29, 2022	Deed, Transfer · Conventional Mortgage HOMESPIRE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2022 · Amount on Record
Deed Sale	Jun 29, 2022 · Amount on Record
Prior Sale	Jun 21, 2016 · Amount on Record
Deed Book / Page	16010 / 180
Transfer Doc	0049550432
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	7632 KEMP LN, FREDERICK, MD 21702-2749
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	BETTERS LAW TTL & SETMNT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7632 KEMP LN, FREDERICK, MD 21702-2749

Mortgage

Document Number	0144010330
Date	Dec 29, 2020
Book Page	14401/330

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Oct 1, 2050

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 29, 2022
Property Address	7632 KEMP LN, FREDERICK, MD 21702-2749
Document Number	0160100180
Book / Page	16010 / 180
Instrument Date	Jun 24, 2022
Transaction Type	Transfer
Record Updated	Jul 13, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,062.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7632 KEMP LN, FREDERICK, MD 21702-2749

Mortgage

Document Number	0016010189
Date	Jun 29, 2022
Instrument	16010/189

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$428,700 (+14.92%) Land $129,800 Building $298,900	$428,700 (-) Land $129,800 Building $298,900
2025	$4,706.00 (+17.92%)	$373,033 (+42.54%)	$428,700 (+63.81%) Land $129,800 Building $298,900
2024	$3,991.00 (+24.14%)
2023	$3,215.00	$261,700 Land $77,800 Building $183,900	$261,700 Land $77,800 Building $183,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Glo Fiber.

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