7320 Ash Rd, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 7320 Ash Rd, Fair Oaks, CA 95628 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,444 sqft · built 1948
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on File
Last Sale	$387,000 (May 2017)
Tax Bill	$5,357 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Sep 2022 Line of Credit + 7 more
Flood Zone	Zone X (minimal risk)
APN	`247-0103-003-0000`

Property Details

APN / Parcel Number

Primary APN	`247-0103-003-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,444 sqft Living Area
1st Floor Area	850 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	19,602 sqft (0.45 acres)
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7320 ASH RD
City	FAIR OAKS
State	CA
Zip	95628-6708
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAN JUAN HEIGHTS 02, LOT 19
Legal Subdivision	SAN JUAN HEIGHTS 02
Legal Lot Number	19
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1019
Census Tract	7905

Owner

Source: Sacramento County records · APN 247-0103-003-0000

Assessment roll updated July 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7320 ASH RD, FAIR OAKS, CA 95628-6708
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Sep 19, 2022	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
Nov 07, 2023	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
Dec 31, 2025	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
Aug 30, 2024	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
Apr 01, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SCHOOLSFIRST FCU
Jan 17, 2020	Quit Claim Deed, Transfer LOANDEPOT.COM LLC
May 25, 2017	Grant Deed, Transfer · Conventional Mortgage OMNI-FUND
May 25, 2017	Quit Claim Deed, Transfer ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/NTHRN CA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 25, 2017 · Amount on Record
Deed Sale	May 25, 2017 · Amount on Record
Prior Sale	Mar 27, 2012 · Amount on Record
Deed Book / Page	20170525 / 817
Last Transfer Date	Dec 19, 2019
Transfer Doc	1170000001046
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7320 ASH RD, FAIR OAKS, CA 95628-6708
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7320 ASH RD, FAIR OAKS, CA 95628-6708

Mortgage

Document Number	0000001924
Date	Feb 17, 2021
Instrument	202102171924

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 01, 2041

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7320 ASH RD, FAIR OAKS, CA 95628-6708
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7320 ASH RD, FAIR OAKS, CA 95628-6708

Mortgage

Document Number	0000000061
Date	Sep 19, 2022
Instrument	2022091900061

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7320 ASH RD, FAIR OAKS, CA 95628-6708
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7320 ASH RD, FAIR OAKS, CA 95628-6708

Mortgage

Document Number	0000000863
Date	Nov 07, 2023
Instrument	202311070863

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7320 ASH RD, FAIR OAKS, CA 95628-6708
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7320 ASH RD, FAIR OAKS, CA 95628-6708

Mortgage

Document Number	0000000583
Date	Dec 31, 2025
Instrument	202512310583

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7320 ASH RD, FAIR OAKS, CA 95628-6708
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7320 ASH RD, FAIR OAKS, CA 95628-6708

Mortgage

Document Number	0000001053
Date	Aug 30, 2024
Instrument	202408301053

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7320 ASH RD, FAIR OAKS, CA 95628-6708
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7320 ASH RD, FAIR OAKS, CA 95628-6708

Mortgage

Document Number	0000001282
Date	Apr 01, 2025
Instrument	202504011282

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 01, 2040

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 17, 2020
Property Address	7320 ASH RD, FAIR OAKS, CA 95628-6708
Document Number	2001171046
Instrument Date	Dec 23, 2019
Instrument	2001171046
Transaction Type	Transfer
Record Updated	Jan 31, 2020
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7320 ASH RD FAIR OAKS CA 956286708, FAIR OAKS, CA 95628-6708

Mortgage

Document Number	2001171047
Date	Jan 17, 2020
Instrument	2001171047

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Jan 16, 2045

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 25, 2017
Property Address	7320 ASH RD, FAIR OAKS, CA 95628-6708
Document Number	0000000817
Book / Page	170525 / 000817
Instrument Date	May 23, 2017
Transaction Type	Transfer
Record Updated	Jun 05, 2017
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/NTHRN CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$425.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	7320 ASH RD FAIR OAKS CA 956286708, FAIR OAKS, CA 95628-6708

Mortgage

Document Number	819
Date	May 25, 2017
Book Page	170525/000819

Lender

Name	OMNI-FUND
Type	Funding / Finance Company
Address	MURRIETA, CA 92562

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 24, 2047

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 25, 2017
Property Address	7320 ASH RD, FAIR OAKS, CA 95628-6708
Document Number	0000000818
Book / Page	170525 / 000818
Instrument Date	May 18, 2017
Transaction Type	Transfer
Record Updated	Jun 05, 2017
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/NTHRN CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	7320 ASH RD FAIR OAKS CA 956286708, FAIR OAKS, CA 95628-6708

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$458,120 (+2%) Land $137,434 Building $320,686
2025	$5,357.00 (+2.19%) Homeowner's exemption	$449,139 (+4.04%) Land $134,740 Building $314,399
2024	$5,242.00 (+1.63%)
2023	$5,158.00 (+2.08%) Homeowner's exemption	$431,701 Land $129,509 Building $302,192
2022	$5,053.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060670079051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1995–1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 1998, rainfall accumulation, Severe Winter Storms And Flooding

Wildfire

Wildfire Risk	Low above 20% of the US · above 11% of California
Wildfire Likelihood	About 1 in 8,333 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 418 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 2,000
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20

May also be available at this address: T-Mobile USA, Succeed.Net, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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