732 Stewarts Rd, Lanexa, VA 23089 Property Records

James City County property record for 732 Stewarts Rd, Lanexa, VA 23089

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,674 sqft · built 1900
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Jul 2017)
Tax Bill	$2,465 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-3 01-0-0002`

Property Details

APN / Parcel Number

Primary APN	`02-3 01-0-0002`
Alternative APN	`13284`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,674 sqft Living Area

Exterior

Year Built	Built 1900
Exterior Material	Wood Siding
Roof Material	Metal
Lot Area	130,680 sqft (3 acres)
Garage Type	Detached
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	13284
Street Address	732 STEWARTS RD
City	LANEXA
State	VA
Zip	23089-8803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1 GENERAL AGRICULTURE
Legal Description	ADJ H E STEWART
Legal Subdivision	ACREAGE LOTS POWHATAN
Legal Lot Number	2
Jurisdiction	JAMES CITY VA
Township / Civil Division	STONEHOUSE
Census Block Group	1
Census Block	1000
Census Tract	80306

Owner

Source: James City County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	406 ARABIAN CIR, YORKTOWN, VA 23693-2803
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2022	Deed of Trust, Mortgage · Unknown NAVY FEDERAL CREDIT UNION
Jun 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL CENTER LLC
Jul 26, 2021	Intrafamily Transfer, Transfer
Jul 26, 2017	Warranty Deed, Transfer · FHA Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2017 · Amount on Record
Deed Sale	Jul 26, 2017 · Amount on Record
Prior Sale	Jul 26, 2017 · Amount on Record
Deed Document Number	0000014743
Last Transfer Date	Jul 26, 2021
Transfer Doc	0210015236
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	732 STEWARTS RD, LANEXA, VA 23089-8803
Transaction Type	Mortgage
Record Updated	Nov 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202215632
Date	Oct 31, 2022
Instrument	202215632

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Unknown
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	732 STEWARTS RD, LANEXA, VA 23089-8803
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210011513
Date	Jun 8, 2021
Instrument	210011513

Lender

Name	CAPITAL CENTER LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JAMES CITY VA
Recording Date	Jul 26, 2021
Property Address	732 STEWARTS RD, LANEXA, VA 23089-8803
Document Number	0210015236
Instrument Date	Jul 15, 2021
Instrument	210015236
Transaction Type	Transfer
Record Updated	Dec 30, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Jul 26, 2017
Property Address	732 STEWARTS RD, LANEXA, VA 23089-8803
Document Number	0000014743
Instrument Date	Jul 20, 2017
Instrument	14743
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	732 STEWARTS RD LANEXA VA 230898803, LANEXA, VA 23089-8803

Mortgage

Document Number	14744
Date	Jul 26, 2017
Instrument	14744

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: James City County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,465.00 (+6.39%)	$297,100 (+32.87%) Land $136,700 Building $160,400	$297,100 (+32.87%) Land $136,700 Building $160,400
2024	$2,317.00 (+24.91%)
2023	$1,855.00	$223,600 Land $125,700 Building $97,900	$223,600 Land $125,700 Building $97,900
2022	$1,855.00 (+8.67%)
2019	$1,707.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 147 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	147 in force
Nearby Flood Claims	14 (2003–2024)
Most Recent Claim	Mar 2024 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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