721 Stewarts Rd, Lanexa, VA 23089 Property Records

James City County property record for 721 Stewarts Rd, Lanexa, VA 23089

Property Summary

Property Type	Single Family Home
Details	7 bd · 5 ba · 3,028 sqft · built 2010
Lot Size	2.17 acres (94,874 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,125 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-3 01-0-0007-A`

Property Details

APN / Parcel Number

Primary APN	`02-3 01-0-0007-A`
Alternative APN	`7901`

Interior

Bedrooms	7 Beds
Full Baths	5 Baths
Total Rooms	16 Rooms
Stories	2 Stories
Building Area	3,028 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Wood Siding
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	94,874 sqft (2.17 acres)
Garage Type	Detached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	7901
Street Address	721 STEWARTS RD
City	LANEXA
State	VA
Zip	23089-8804
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1 GENERAL
Legal Description	P-1 BINGLEY PROP
Legal Subdivision	ACREAGE LOTS POWHATAN
Jurisdiction	JAMES CITY VA
Township / Civil Division	STONEHOUSE
Census Block Group	1
Census Block	1001
Census Tract	80306

Owner

721 Stewarts Rd is owned and occupied by two individuals.

Source: James City County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	721 STEWARTS RD, LANEXA, VA 23089-8804
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2020	Deed of Trust, Mortgage FIRST GNTY MTG CORP
Jun 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	721 STEWARTS RD, LANEXA, VA 23089-8804
Document Number	0000009568
Instrument Date	Jun 25, 2020
Transaction Type	Mortgage
Record Updated	Aug 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	721 STEWARTS RD LANEXA VA 230898804, LANEXA, VA 23089-8804

Mortgage

Document Number	0000009568
Date	Jul 1, 2020
Instrument	9568

Lender

Name	FIRST GNTY MTG CORP

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 30, 2050

Interest

Rate Type	Fixed Rate

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	721 STEWARTS RD, LANEXA, VA 23089-8804
Document Number	0000008622
Instrument Date	Jun 10, 2019
Transaction Type	Mortgage
Record Updated	Jul 2, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	721 STEWARTS RD LANEXA VA 230898804, LANEXA, VA 23089-8804

Mortgage

Document Number	0000008622
Date	Jun 14, 2019
Instrument	8622

Lender

Name	FREEDOM MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 13, 2034

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 721 Stewarts Rd was $4,125.

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,125.00	$497,100 Land $82,300 Building $414,800	$497,100 Land $82,300 Building $414,800
2023		$373,900 Land $71,300 Building $302,600	$373,900 Land $71,300 Building $302,600
2019	$2,222.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 721 Stewarts Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 147 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	147 in force
Nearby Flood Claims	14 (2003–2024)
Most Recent Claim	Mar 2024 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 721 Stewarts Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 56% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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