732 S Spruce Ave, Rialto, CA 92376 Property Records

San Bernardino County property record for 732 S Spruce Ave, Rialto, CA 92376

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,362 sqft · built 1980
Lot Size	0.188 acres (8,200 sqft)
Owner	Company Name on File
Last Sale	$170,000 (Jun 2011)
Tax Bill	$3,147 (2025)
Deeds & Mortgages	Oct 2023 Transfer May 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0128-471-03-0000`

Property Details

APN / Parcel Number

Primary APN	`0128-471-03-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,362 sqft Living Area
Gross Area	1,782 sqft
1st Floor Area	1,362 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Modern
Exterior Material	Block
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,200 sqft (0.188 acres)
Lot Dimensions	100 ft deep x 82 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	316 sqft
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	732 S SPRUCE AVE
City	RIALTO
State	CA
Zip	92376-6834
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 9874 LOT 37
Legal Tract	9874
Legal Block	1
Legal Lot Number	37
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	1
Census Block	1013
Census Tract	3603

Owner

732 S Spruce Ave is owned by a company that acquired it in January 2017.

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	732 S SPRUCE AVE, RIALTO, CA 92376-6834
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2023	Intrafamily Transfer, Transfer
May 6, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 7, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MTG
Feb 2, 2017	Quit Claim Deed, Transfer TITLE 365

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2011 · Amount on File
Deed Sale	Jun 30, 2011 · Amount on File
Prior Sale	Apr 18, 2011 · Amount on File
Deed Document Number	2011268503
Last Transfer Date	Jan 26, 2017
Transfer Doc	0000049141
Record Updated	Oct 29, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 10, 2023
Property Address	732 S SPRUCE AVE, RIALTO, CA 92376-6834
Document Number	0000250163
Map Reference	MB 141 PG 90&91
Instrument Date	Oct 8, 2023
Instrument	2023-0250163
Transaction Type	Transfer
Record Updated	Oct 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	732 S SPRUCE AVE, RIALTO, CA 92376-6834

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	732 S SPRUCE AVE, RIALTO, CA 92376-6834
Transaction Type	Mortgage
Record Updated	Aug 3, 2023
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	732 S SPRUCE AVE, RIALTO, CA 92376-6834

Mortgage

Document Number	0000211599
Date	May 6, 2021
Instrument	2021-0211599

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	346 Months
Due	Mar 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	732 S SPRUCE AVE, RIALTO, CA 92376-6834
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046136
Date	Feb 7, 2020
Instrument	2020-0046136

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2050

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	732 S SPRUCE AVE, RIALTO, CA 92376-6834
Document Number	0000049142
Instrument Date	Jan 26, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	732 S SPRUCE AVE RIALTO CA 923766834, RIALTO, CA 92376-6834

Mortgage

Document Number	0000049142
Date	Feb 2, 2017
Instrument	49142

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2047

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Feb 2, 2017
Property Address	732 S SPRUCE AVE, RIALTO, CA 92376-6834
Document Number	0000049141
Instrument Date	Jan 26, 2017
Instrument	49141
Transaction Type	Transfer
Record Updated	Feb 10, 2017
Title Company	TITLE 365

Transaction

Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	732 S SPRUCE AVE RIALTO CA 923766834, RIALTO, CA 92376-6834

Tax Assessment & Valuation

The 2025 property tax bill for 732 S Spruce Ave was $3,147.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Rialto City
Unified School District	Rialto Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$222,157 (+2%) Land $52,272 Building $169,885
2025	$3,147.00	$217,801 Land $51,247 Building $166,554
2023	$3,942.00 (+6.4%)	$209,343 (+2%) Land $49,257 Building $160,086
2022	$3,705.00	$205,238 Land $48,291 Building $156,947

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 732 S Spruce Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 732 S Spruce Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST VALLEY WATER DISTRICT serves 96,123 people · EPA ID CA3610004
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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