San Bernardino County property record for 704 S Spruce Ave, Rialto, CA 92376
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,233 sqft · built 1980 |
| Lot Size | 0.188 acres (8,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $240,000 (Sep 2013) |
| Tax Bill | $4,972 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0128-471-01-0000 |
| Primary APN | 0128-471-01-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,233 sqft Living Area |
| Gross Area | 1,686 sqft |
| 1st Floor Area | 1,233 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Modern |
| Exterior Material | Block |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 8,200 sqft (0.188 acres) |
| Lot Dimensions | 100 ft deep x 82 ft wide |
| Garage Type | Attached |
| Garage Area | 453 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio/Porch |
| Porch Area | 96 sqft |
| Patio Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 704 S SPRUCE AVE |
|---|---|
| City | RIALTO |
| State | CA |
| Zip | 92376-6834 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 9874 LOT 39 |
| Legal Subdivision | TRACT NO 9874 |
| Legal Tract | 9874 |
| Legal Block | 1 |
| Legal Lot Number | 39 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | SAN BERNARDINO |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 3603 |
704 S Spruce Ave is owned and occupied by two individuals who bought it in September 2013.
Source: San Bernardino County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 704 S SPRUCE AVE, RIALTO, CA 92376-6834 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Dec 20, 2017 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 11, 2013 · Amount on File |
| Deed Sale | Sep 11, 2013 · Amount on File |
| Deed Document Number | 2013401370 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 704 S SPRUCE AVE, RIALTO, CA 92376-6834 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 704 S SPRUCE AVE, RIALTO, CA 92376-6834 |
| Document Number | 0000410380 |
|---|---|
| Date | Oct 26, 2020 |
| Instrument | 2020-0410380 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 704 S SPRUCE AVE, RIALTO, CA 92376-6834 |
| Document Number | 0000555359 |
| Instrument Date | Dec 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2018 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 704 S SPRUCE AVE RIALTO CA 923766834, RIALTO, CA 92376-6834 |
| Document Number | 0000555359 |
|---|---|
| Date | Dec 29, 2017 |
| Instrument | 555359 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 28, 2047 |
The 2025 property tax bill for 704 S Spruce Ave was $4,972.
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Municipality | Rialto City |
| Unified School District | Rialto Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $300,093 (+2%) Land $75,024 Building $225,069 | |
| 2025 | $4,972.00 | $294,209 Land $73,553 Building $220,656 |
| 2023 | $4,979.00 (+8.12%) | $282,784 Land $70,697 Building $212,087 |
| 2022 | $4,605.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 704 S Spruce Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 704 S Spruce Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST VALLEY WATER DISTRICT serves 96,123 people · EPA ID CA3610004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile.
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