McHenry County property record for 732 Orchard Ct, Algonquin, IL 60102
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,026 sqft · built 1978 |
| Lot Size | 0.232 acres (10,106 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $156,000 (Nov 1997) |
| Tax Bill | $7,781 (2024) |
| Deeds & Mortgages | Sep 2026 Line of Credit Nov 2019 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-33-204-005 |
| Primary APN | 19-33-204-005 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,026 sqft Living Area |
| 1st Floor Area | 1,012 sqft |
| Basement Area | 726 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Colonial |
| Lot Area | 10,106 sqft (0.232 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 732 ORCHARD CT |
|---|---|
| City | ALGONQUIN |
| State | IL |
| Zip | 60102-2147 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 97R058746 LT 81 HIGH HILL FARMS UNIT 1 |
| Legal Subdivision | HIGH HILL FARMS UNIT 1 |
| Legal Block | 204 |
| Legal Lot Number | 81 |
| Legal Unit | 1 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | ALGONQUIN |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 871310 |
732 Orchard Ct is owned and occupied by two individuals who bought it in November 1997.
Source: McHenry County records, as of September 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 732 ORCHARD CT, ALGONQUIN, IL 60102-2147 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 10, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST AMERICAN BANK |
| Nov 1, 2019 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 26, 1997 · Amount on File |
| Deed Sale | Nov 26, 1997 · Amount on File |
| Deed Document Number | 199797R-058746 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Sep 10, 2026 |
| Property Address | 732 ORCHARD CT, ALGONQUIN, IL 60102-2147 |
| Document Number | 0000026389 |
| Instrument Date | Sep 3, 2026 |
| Instrument | 202626389 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 732 ORCHARD CT, ALGONQUIN, IL 60102-2147 |
| Document Number | 0000026389, |
|---|---|
| Date | Sep 10, 2026 |
| Instrument | 202626389 |
| Name | FIRST AMERICAN BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6.75% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 732 ORCHARD CT, ALGONQUIN, IL 60102-2147 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000037275 |
|---|---|
| Date | Nov 1, 2019 |
| Instrument | 2019R0037275 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | NEW CASTLE, DE 19720 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 1, 2034 |
| Rate | 3.99% |
|---|
Source: McHenry County assessment roll, as of June 30, 2025
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Algonquin Village |
| County | McHenry County |
| County Subdivision | Algonquin Township |
| Unified School District | Community Unit School District 300 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $7,781.00 | $107,468 Land $23,316 Building $84,152 | $322,404 Land $69,948 Building $252,456 |
| 2022 | Homeowner's exemption | $87,607 Land $21,044 Building $66,563 | $262,821 Land $63,132 Building $199,689 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 732 Orchard Ct in Zone X, an area of minimal flood risk, though there have been 29 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 29 (1978–2017) |
| Claims Outside the SFHA | 12 of 29 |
| Most Recent Claim | Jul 2017 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 732 Orchard Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALGONQUIN serves 30,700 people · EPA ID IL1110050 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Copper | 1.6 mg/L (2022–2024) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures