701 Orchard Ct, Algonquin, IL 60102 Property Records

McHenry County property record for 701 Orchard Ct, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,270 sqft · built 1978
Lot Size	0.226 acres (9,854 sqft)
Owner	Individual Name on Record
Last Sale	$316,500 (Apr 2023)
Deeds & Mortgages	May 2021 Mortgage Jun 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`19-33-203-016`

Property Details

APN / Parcel Number

Primary APN	`19-33-203-016`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,270 sqft
Gross Area	1,895 sqft
1st Floor Area	1,270 sqft

Exterior

Year Built	Built 1978
Architectural Style	Ranch
Exterior Material	Frame Siding
Lot Area	9,854 sqft (0.226 acres)

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	701 ORCHARD CT
City	ALGONQUIN
State	IL
Zip	60102-2167
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2017R0034662 LT 75 HIGH HILL FARMS UNIT 1
Legal Range	08E
Legal Township	43N
Legal Section	33
Legal Subdivision	HIGH HILL FARMS 01
Legal Block	203
Legal Lot Number	75
Legal Unit	1
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	3
Census Block	3015
Census Tract	871310

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	701 ORCHARD CT, ALGONQUIN, IL 60102-2167
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2021	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Jun 4, 2021	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Apr 28, 2023	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Apr 28, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Sep 19, 2017	Warranty Deed, Transfer · FHA Mortgage KEY MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2023 · Amount on Record
Deed Sale	Apr 28, 2023 · Amount on Record
Prior Sale	Apr 28, 2023
Deed Document Number	2023R0009603
Record Updated	Jun 7, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	701 ORCHARD CT, ALGONQUIN, IL 60102-2167
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026687
Date	May 17, 2021
Instrument	2021R0026687

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	317 Months
Due	Oct 1, 2047

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	701 ORCHARD CT, ALGONQUIN, IL 60102-2167
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030513
Date	Jun 4, 2021
Instrument	2021R0030513

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	316 Months
Due	Oct 1, 2047

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Apr 28, 2023
Property Address	701 ORCHARD CT, ALGONQUIN, IL 60102-2167
Document Number	0000009603
Map Reference	DOC 705042
Instrument Date	Apr 6, 2023
Instrument	2023R0009603
Transaction Type	Transfer
Record Updated	May 11, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$316.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	701 ORCHARD CT, ALGONQUIN, IL 60102-2167

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	701 ORCHARD CT, ALGONQUIN, IL 60102-2167

Mortgage

Document Number	0000009604
Date	Apr 28, 2023
Instrument	2023R0009604

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY IL
Recording Date	Apr 28, 2023
Property Address	701 ORCHARD CT, ALGONQUIN, IL 60102-2167
Document Number	0000009602
Map Reference	DOC 705042
Instrument Date	Apr 5, 2023
Instrument	2023R0009602
Transaction Type	Transfer
Record Updated	May 11, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 ORCHARD CT, ALGONQUIN, IL 60102-2167

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Sep 19, 2017
Property Address	701 ORCHARD CT, ALGONQUIN, IL 60102-2167
Document Number	0000034662
Map Reference	DOC705042
Instrument Date	Aug 22, 2017
Instrument	2017R0034662
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	HERITAGE TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$337.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	701 ORCHARD CT, 701, ALGONQUIN, IL 60102-2167

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	701 ORCHARD CT, ALGONQUIN, IL 60102-2167

Mortgage

Document Number	0000034663
Date	Sep 19, 2017
Instrument	2017R0034663

Lender

Name	KEY MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4.12%
Type Change Date	Oct 1, 2047

Mortgage

Document Number	0000034664
Date	Sep 19, 2017
Instrument	2017R0034664

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$89,963 Land $21,044 Building $68,919	$269,889 Land $63,132 Building $206,757

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	29 (1978–2017)
Claims Outside the SFHA	12 of 29
Most Recent Claim	Jul 2017 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims Severe Storms & Flooding, Jul 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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