732 Main St, Dunlap, TN 37327 Property Records

Sequatchie County property record for 732 Main St, Dunlap, TN 37327

Property Summary

Property Type	Commercial
Details	2,250 sqft · built 2023
Lot Size	1.4 acres (60,984 sqft)
Owner	Individual Name on Record
Last Sale	$35,000 (Sep 2021)
Tax Bill	$1,110 (2023)
Deeds & Mortgages	Aug 2022 Mortgage Apr 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`077048M B 00801`

Property Details

APN / Parcel Number

Primary APN	`077048M B 00801`
Alternative APN	`048M B 00801`

Interior

Stories	1 Story
Building Area	2,250 sqft Total Area
Flooring	Concrete/Cement

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Construction Type	Frame
Roof Material	Metal
Lot Area	60,984 sqft (1.4 acres)
Lot Dimensions	414 ft deep x 150 ft wide
Terrain	Rolling

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	732 MAIN ST
City	DUNLAP
State	TN
Zip	37327-3300
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	DISTRICT: 4; SUBDIVISION: LOUIS SIMS
Legal Subdivision	LOUIS SIMS
Legal Lot Number	45
Jurisdiction	SEQUATCHIE TN
Township / Civil Division	7
Census Block Group	1
Census Block	1018
Census Tract	60104

Owner

Source: Sequatchie County records, as of April 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	386 C L BARKER RD, DUNLAP, TN 37327-5872
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2022	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS TRI-COUNTY BANK
Apr 10, 2023	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS TRI-COUNTY BANK
Sep 20, 2021	Warranty Deed, Transfer CITIZENS TRI-COUNTY BANK
Jun 4, 2020	Loan Modification, Mortgage CITIZENS TRI-CNTY BK
Feb 21, 2017	Warranty Deed, Transfer CITIZENS TRI-CNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2021 · Amount on Record
Deed Sale	Sep 20, 2021 · Amount on Record
Prior Sale	Feb 21, 2017 · Amount on Record
Deed Document Number	20212931
Deed Book / Page	427 / 124
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEQUATCHIE TN
Property Address	732 MAIN ST, DUNLAP, TN 37327-3300
Transaction Type	Mortgage
Record Updated	Mar 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	386 C L BARKER RD, DUNLAP, TN 37327-5872

Mortgage

Document Number	0000002446
Date	Aug 18, 2022
Book Page	446/175
Instrument	22002446

Lender

Name	CITIZENS TRI-COUNTY BANK
Type	Bank
Address	DUNLAP, TN 37327

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	9 Months
Due	May 20, 2023

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEQUATCHIE TN
Property Address	732 MAIN ST, DUNLAP, TN 37327-3300
Transaction Type	Mortgage
Record Updated	Mar 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	386 C L BARKER RD, DUNLAP, TN 37327-5872

Mortgage

Document Number	0000000787
Date	Apr 10, 2023
Book Page	456/630
Instrument	23000787

Lender

Name	CITIZENS TRI-COUNTY BANK
Type	Bank
Address	DUNLAP, TN 37327

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 5, 2038

Interest

Rate Type	Adjustable Rate

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEQUATCHIE TN
Recording Date	Sep 20, 2021
Property Address	732 MAIN ST, DUNLAP, TN 37327-3300
Document Number	0000002931
Book / Page	427 / 124
Map Reference	MB 7 PG 439
Instrument Date	Sep 20, 2021
Instrument	21002931
Transaction Type	Transfer
Record Updated	Mar 26, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$129.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	386 C L BARKER RD, DUNLAP, TN 37327-5872

Mortgage

Document Number	0000002932
Date	Sep 20, 2021
Instrument	21002932

Lender

Name	CITIZENS TRI-COUNTY BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 20, 2036

Interest

Rate Type	Adjustable Rate

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SEQUATCHIE TN
Property Address	732 MAIN ST, DUNLAP, TN 37327-3300
Document Number	0000001324
Instrument Date	Jun 4, 2020
Transaction Type	Mortgage
Record Updated	Jul 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1311 VANESSA DR HIXSON TN 373434373, HIXSON, TN 37343-4373

Mortgage

Document Number	0000001324
Date	Jun 10, 2020
Book Page	000399/000345
Instrument	1324

Lender

Name	CITIZENS TRI-CNTY BK
Type	Bank
Address	SODDY DAISY, TN 37379

Agreement

Term	120 Months
Due	Jun 9, 2030

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEQUATCHIE TN
Recording Date	Feb 21, 2017
Property Address	732 MAIN ST, DUNLAP, TN 37327-3300
Document Number	0000000340
Book / Page	000351 / 000178
Instrument Date	Feb 3, 2017
Instrument	340
Transaction Type	Transfer
Record Updated	Jul 22, 2020
Title Company	CROSSLAND TITLE SERVICES LLC, CROSSLAND TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$196.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	732 MAIN ST DUNLAP TN 373273300, DUNLAP, TN 37327-3300

Mortgage

Document Number	341
Date	Feb 21, 2017
Book Page	000351/000181
Instrument	341

Lender

Name	CITIZENS TRI-CNTY BK
Type	Bank
Address	SODDY DAISY, TN 37379

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sequatchie County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Sequatchie County
Municipality	Dunlap City
Unified School District	Sequatchie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$45,960 (-) Land $15,320 Building $30,640
2023	$1,110.00 (+159.35%)	$45,960 (+256.83%) Land $15,320 Building $30,640	$114,900 (+256.83%) Land $38,300 Building $76,600
2022	$428.00	$12,880 Land $12,880	$32,200 Land $32,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	May 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 83% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNLAP WATER SYSTEM serves 9,782 people · EPA ID TN0000205
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BTC Fiber Fiber	1,000 / 1,000

May also be available: Verizon.

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