638 Main St, Dunlap, TN 37327 Property Records

Sequatchie County property record for 638 Main St, Dunlap, TN 37327

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,218 sqft · built 1956
Lot Size	1.23 acres (53,750 sqft)
Owner	2 Individual Names on File
Last Sale	$202,000 (Sep 2026)
Tax Bill	$802 (2023)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jul 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`077048M B 01100`

Property Details

APN / Parcel Number

Primary APN	`077048M B 01100`
Alternative APN	`048M B 01100`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,218 sqft Living Area
1st Floor Area	1,218 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1997
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	53,750 sqft (1.23 acres)
Lot Dimensions	430 ft deep x 125 ft wide
Terrain	Rolling
Porch	Slab
Porch Area	190 sqft
Utility Building	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	638 MAIN ST
City	DUNLAP
State	TN
Zip	37327-3300
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 4; SUBDIVISION: BK DB7 PG 439 BLK A LOT 85; BLOCK: A
Legal Subdivision	BK DB7 PG 439 BLK A LOT 85
Legal Block	A
Legal Lot Number	85
Jurisdiction	SEQUATCHIE TN
Township / Civil Division	7
Census Block Group	1
Census Block	1018
Census Tract	60104

Owner

Source: Sequatchie County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	535 HILL CIR, DUNLAP, TN 37327-3441
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Warranty Deed, Transfer · Conventional Mortgage CITIZENS TRI-COUNTY BANK
Jul 2, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jan 31, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2026 · Amount on File
Deed Sale	Sep 15, 2026 · Amount on File
Prior Sale	Jan 31, 2018 · Amount on File
Deed Document Number	20263144
Deed Book / Page	483 / 2008
Prior Transfer Date	Jul 2, 2026
Prior Transfer Doc	0000002228
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEQUATCHIE TN
Recording Date	Sep 15, 2026
Property Address	638 MAIN ST, DUNLAP, TN 37327-3300
Document Number	0000003144
Book / Page	483 / 2008
Instrument Date	Sep 15, 2026
Instrument	20263144
Transaction Type	Transfer
Record Updated	Sep 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$75,487.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	535 HILL CIR, DUNLAP, TN 37327-3441

Mortgage

Document Number	0000003145,
Date	Sep 15, 2026
Instrument	20263145

Lender

Name	CITIZENS TRI-COUNTY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 20, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SEQUATCHIE TN
Recording Date	Jul 2, 2026
Property Address	638 MAIN ST, DUNLAP, TN 37327-3300
Document Number	0000002228
Book / Page	482 / 791
Instrument Date	Jul 2, 2026
Instrument	20262228
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 HEMLOCK ST, SODDY DAISY, TN 37379-4216

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEQUATCHIE TN
Recording Date	Jan 31, 2018
Property Address	638 MAIN ST, DUNLAP, TN 37327-3300
Document Number	0000000261
Book / Page	000364 / 000311
Instrument Date	Jan 30, 2018
Instrument	261
Transaction Type	Transfer
Record Updated	Feb 8, 2018

Transaction

Amount	Amount on Record
Tax	$340.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	638 MAIN ST DUNLAP TN 373273300, DUNLAP, TN 37327-3300

Tax Assessment & Valuation

Source: Sequatchie County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Sequatchie County
Municipality	Dunlap City
Unified School District	Sequatchie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$33,200 (-) Land $3,350 Building $29,850
2023	$802.00 (+7.36%)	$33,200 (+47.56%) Land $3,350 Building $29,850	$132,800 (+47.56%) Land $13,400 Building $119,400
2022	$747.00	$22,500 Land $3,350 Building $19,150	$90,000 Land $13,400 Building $76,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	May 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 82% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNLAP WATER SYSTEM serves 9,782 people · EPA ID TN0000205
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BTC Fiber Fiber	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures