732 Highgate Row, Crozet, VA 22932 Property Records

Albemarle County property record for 732 Highgate Row, Crozet, VA 22932

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,171 sqft · built 2020
Lot Size	0.105 acres (4,574 sqft)
Owner	Individual Name on File
Last Sale	$600,931 (Jun 2020)
Tax Bill	$6,627 (2026)
Deeds & Mortgages	Dec 2025 Transfer Jun 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`055E0-01-16-01400`

Property Details

APN / Parcel Number

Primary APN	`055E0-01-16-01400`
Alternative APN	`281621`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,171 sqft Finished Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Material	Wood
Lot Area	4,574 sqft (0.105 acres)
Garage Area	420 sqft
Porch	Slab
Porch Area	256 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	732 HIGHGATE ROW
City	CROZET
State	VA
Zip	22932-3187
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NMD
Legal Description	OLD TRAIL VILLAGE, BLOCK 16, LOT 14
Legal Subdivision	OLD TRAIL
Jurisdiction	ALBEMARLE VA
Township / Civil Division	WHITE HALL
Census Block Group	5
Census Block	5004
Census Tract	11103

Owner

732 Highgate Row is owned and occupied by an individual who acquired it in December 2025.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	732 HIGHGATE ROW, CROZET, VA 22932-3187
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Transfer on Death Deed, Transfer
Jun 18, 2020	Grant Deed, Subdivision Related Transfer OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS
Feb 25, 2020	Loan Modification, Mortgage · Line of Credit ATLANTIC UNION BK
Nov 18, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2020 · Amount on File
Deed Sale	Jun 18, 2020 · Amount on File
Prior Sale	Nov 18, 2019 · Amount on File
Deed Document Number	20207383
Deed Book / Page	5335 / 574
Last Transfer Date	Dec 12, 2025
Transfer Doc	0000012533
Record Updated	Sep 20, 2026

December 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Dec 30, 2025
Property Address	732 HIGHGATE ROW, CROZET, VA 22932-3187
Document Number	202500012533
Map Reference	MB 4833 PG 441
Instrument Date	Dec 12, 2025
Instrument	202500012533
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	732 HIGHGATE ROW, CROZET, VA 22932-3187

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jun 18, 2020
Property Address	732 HIGHGATE ROW, CROZET, VA 22932-3187
Document Number	0000007383
Book / Page	005335 / 000574
Instrument Date	Jun 12, 2020
Instrument	7383
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 13, 2020
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

Amount	Amount on Record
Tax	$601.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	732 HIGHGATE ROW CROZET VA 229323187, CROZET, VA 22932-3187

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ALBEMARLE VA
Property Address	732 HIGHGATE ROW, CROZET, VA 22932-3187
Document Number	0000002397
Instrument Date	Feb 25, 2020
Transaction Type	Mortgage
Record Updated	Apr 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0000002397
Date	Mar 3, 2020
Book Page	005283/000612
Instrument	2397

Lender

Name	ATLANTIC UNION BK
Address	1051 E CARY ST, RICHMOND, VA 23219-0019

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Nov 18, 2019
Property Address	732 HIGHGATE ROW, CROZET, VA 22932-3187
Document Number	0000012740
Book / Page	005244 / 000508
Instrument Date	Nov 4, 2019
Instrument	12740
Transaction Type	Transfer
Record Updated	Dec 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$141.18
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 6156 CHARLOTTESVILLE VA 229066156, CHARLOTTESVILLE, VA 22906-6156
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 732 Highgate Row was $6,627, down 1.2% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,627.00 (-1.16%)	$741,300 (-1.16%) Land $164,000 Building $577,300	$741,300 (-1.16%) Land $164,000 Building $577,300
2025	$6,705.00	$750,000 Land $167,000 Building $583,000	$750,000 Land $167,000 Building $583,000
2023	$5,735.00	$671,600 Land $182,500 Building $489,100	$671,600 Land $182,500 Building $489,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 732 Highgate Row in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 732 Highgate Row is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA CROZET serves 12,415 people · EPA ID VA2003050
Water Source	Purchased surface water from CROZET WTP
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Highgate Row

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