732 E Main St, Bradford, PA 16701 Property Records

McKean County property record for 732 E Main St, Bradford, PA 16701

Property Summary

Property Type	Single Family Home
Details	2,030 sqft · built 1930
Lot Size	0.58 acres (25,265 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Oct 2022)
Tax Bill	$2,377 (2026)
Deeds & Mortgages	Feb 2023 Sale Oct 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-019.-115.00`

Property Details

APN / Parcel Number

Primary APN	`21-019.-115.00`
Alternative APN	`014204`

Interior

Building Area	2,030 sqft Total Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	25,265 sqft (0.58 acres)
Lot Dimensions	400 ft deep x 63 ft wide

Location & Zoning

Street Address	732 E MAIN ST
City	BRADFORD
State	PA
Zip	16701-3243
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OLD CONTROL:1020-0056
Legal Subdivision	FOSTER TOWNSHIP
Jurisdiction	MCKEAN PA
Township / Civil Division	FOSTER
Census Block Group	2
Census Block	2013
Census Tract	420500

Owner

732 E Main St is owned and occupied by an individual who bought it in October 2022.

Source: McKean County records, as of April 28, 2026

Owner of Record	Individual Name on File
Mailing Address	732 E MAIN ST, BRADFORD, PA 16701-3243
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2023	Deed, Transfer
Oct 17, 2022	Deed, Transfer · Stand-Alone First Mortgage HAMLIN BANK & TRUST COMPANY
Sep 12, 2018	Deed, Transfer · Line of Credit HAMLIN BANK & TRUST COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2022 · Amount on File
Deed Sale	Oct 17, 2022 · Amount on File
Prior Sale	Sep 12, 2018 · Amount on File
Deed Document Number	20223782
Deed Book / Page	1020 / 56
Record Updated	Jun 8, 2026

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MCKEAN PA
Recording Date	Feb 3, 2023
Property Address	732 E MAIN ST, BRADFORD, PA 16701-3243
Document Number	01027/1152
Book / Page	1027 / 1152
Instrument Date	Feb 1, 2023
Instrument	202300334
Transaction Type	Transfer
Record Updated	Mar 16, 2023

Transaction

Amount	Amount on Record
Tax	$460.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	732 E MAIN ST, BRADFORD, PA 16701-3243

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MCKEAN PA
Recording Date	Oct 17, 2022
Property Address	732 E MAIN ST, BRADFORD, PA 16701-3243
Document Number	0001020/56
Book / Page	1020 / 56
Instrument Date	Oct 11, 2022
Instrument	202203782
Transaction Type	Transfer
Record Updated	Mar 16, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	732 E MAIN ST, BRADFORD, PA 16701-3243

Mortgage

Document Number	0202203783
Date	Oct 17, 2022
Instrument	202203783

Lender

Name	HAMLIN BANK & TRUST COMPANY
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 14, 2042

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MCKEAN PA
Recording Date	Sep 12, 2018
Property Address	732 E MAIN ST, BRADFORD, PA 16701-3243
Document Number	00907/0883
Book / Page	907 / 0883
Instrument Date	Aug 22, 2018
Instrument	201803574
Transaction Type	Transfer
Record Updated	Mar 16, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	732 E MAIN ST, BRADFORD, PA 16701-3243

Mortgage

Document Number	0201803575
Date	Sep 12, 2018
Instrument	201803575

Lender

Name	HAMLIN BANK & TRUST COMPANY
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 12, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 732 E Main St was $2,377.

Source: McKean County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	McKean County
County Subdivision	Foster Township
Unified School District	Bradford Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,377.00	$58,530 Land $12,000 Building $46,530
2024	$2,304.00	$58,530 Land $12,000 Building $46,530
1998			$58,530 Land $12,000 Building $46,530

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 732 E Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 22, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	7 (1978–2004)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Sep 2004 · Tropical Depression Ivan
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 732 E Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRADFORD CITY WATER AUTHORITY serves 18,500 people · EPA ID PA6420014
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2020
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Apr 2025
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: SkyPacket.

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