732 E College St, Georgetown, KY 40324 Property Records

Scott County property record for 732 E College St, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	288 sqft
Lot Size	0.141 acres (6,176 sqft)
Owner	Individual Name on Record
Last Sale	$128,000 (Jul 2022)
Tax Bill	$1,150 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`167-20-244.000`

Property Details

APN / Parcel Number

Primary APN	`167-20-244.000`

Interior

Stories	1 Story
Building Area	288 sqft Living Area

Exterior

Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	6,176 sqft (0.141 acres)
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	732 E COLLEGE ST
City	GEORGETOWN
State	KY
Zip	40324-1665
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY GEO 54
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1025
Census Tract	40209

Owner

Source: Scott County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	732 E COLLEGE ST, GEORGETOWN, KY 40324-1665
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2022 · Amount on Record
Deed Sale	Jul 6, 2022 · Amount on Record
Deed Document Number	2022456331
Deed Book / Page	435 / 126
Record Updated	Oct 29, 2026

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Jul 6, 2022
Property Address	732 E COLLEGE ST, GEORGETOWN, KY 40324-1665
Document Number	00D435/126
Book / Page	D435 / 126
Instrument Date	Jun 28, 2022
Instrument	456331
Transaction Type	Transfer
Record Updated	Mar 26, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$128.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 23291, LEXINGTON, KY 40523-3291

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	732 E COLLEGE ST, GEORGETOWN, KY 40324-1665

Mortgage

Document Number	0000456332
Date	Jul 6, 2022
Instrument	456332

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

Mortgage

Document Number	00M1698/77
Date	Jul 6, 2022
Book Page	M1698/77
Instrument	456333

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency
Address	FRANKFORT, KY 40601

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2032

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Municipality	Georgetown City
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$129,200 (-)	$129,200 (-)
2025	$1,150.00 (-0.86%)	$129,200 (+0.94%)	$129,200 (+0.94%)
2023	$1,160.00 (+197.44%)	$128,000 (+184.44%) Land $17,500 Building $110,500	$128,000 (+184.44%) Land $17,500 Building $110,500
2022	$390.00	$45,000 Land $15,000 Building $30,000	$45,000 Land $15,000 Building $30,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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