725 E College St, Georgetown, KY 40324 Property Records

Scott County property record for 725 E College St, Georgetown, KY 40324

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	6,292 sqft
Lot Size	0.243 acres (10,594 sqft)
Owner	Company Name on Record
Last Sale	$375,000 (Sep 2022)
Tax Bill	$6,341 (2025)
Deeds & Mortgages	Aug 2023 Construction Loan Jun 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`167-20-241.000`

Property Details

APN / Parcel Number

Primary APN	`167-20-241.000`

Interior

Units	10 Units
Stories	2 Stories
Building Area	6,292 sqft Living Area

Exterior

Exterior Material	Brick
Foundation Type	Block
Lot Area	10,594 sqft (0.243 acres)
Garage Type	Mixed
Garage Area	3,111 sqft
Parking Spaces	10 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	725 E COLLEGE ST
City	GEORGETOWN
State	KY
Zip	40324-1651
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Description	COMM MULTI FAMILY
Legal Subdivision	TAYLOR FEED
Legal Lot Number	7
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1005
Census Tract	40209

Owner

Source: Scott County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	410 S BROADWAY, LEXINGTON, KY 40508-2922
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2023	Deed of Trust, Mortgage · Construction Mortgage 1ST TRUST BANK INC
Jun 29, 2023	Deed of Trust, Mortgage · Line of Credit 1ST TRUST BANK INC
Sep 9, 2022	Deed, Construction Loan · Construction Mortgage 1ST TRUST BANK INC
Aug 13, 2020	Deed of Trust, Mortgage · Commercial Mortgage CITY NATIONAL BANK OF WEST VIRGINIA
Jan 17, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2022 · Amount on Record
Deed Sale	Sep 9, 2022 · Amount on Record
Prior Sale	May 2, 2013 · Amount on Record
Deed Document Number	2022458806
Deed Book / Page	436 / 796
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	725 E COLLEGE ST, GEORGETOWN, KY 40324-1651
Transaction Type	Mortgage
Record Updated	Sep 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1750/739
Date	Aug 17, 2023
Book Page	M1750/739
Instrument	478814

Lender

Name	1ST TRUST BANK INC
Type	Bank
Address	RICHMOND, KY 40475

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	242 Months
Due	Oct 20, 2043

Interest

Rate Type	Adjustable Rate

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	725 E COLLEGE ST, GEORGETOWN, KY 40324-1651
Transaction Type	Mortgage
Record Updated	Aug 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1744/753
Date	Jun 29, 2023
Book Page	M1744/753
Instrument	475693

Lender

Name	1ST TRUST BANK INC
Type	Bank
Address	RICHMOND, KY 40475

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	243 Months
Due	Sep 9, 2043

Interest

Rate Type	Adjustable Rate

September 2022: Deed, Construction Loan

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Sep 9, 2022
Property Address	725 E COLLEGE ST, GEORGETOWN, KY 40324-1651
Document Number	00D436/796
Book / Page	D436 / 796
Instrument Date	Sep 2, 2022
Instrument	458806
Transaction Type	Construction Loan
Record Updated	Sep 27, 2022

Transaction

Amount	Amount Recorded
Tax	$375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	172 WOODLARK RD, 172, VERSAILLES, KY 40383-9174

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 S BROADWAY, LEXINGTON, KY 40508-2922

Mortgage

Document Number	0000458807
Date	Sep 9, 2022
Instrument	458807

Lender

Name	1ST TRUST BANK INC
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	252 Months
Due	Sep 2, 2043

Interest

Rate Type	Adjustable Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	725 E COLLEGE ST, GEORGETOWN, KY 40324-1651
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1532/558
Date	Aug 13, 2020
Book Page	M1532/558
Instrument	420158

Lender

Name	CITY NATIONAL BANK OF WEST VIRGINIA
Type	Bank
Address	LEXINGTON, KY 40507

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 5, 2035

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Jan 17, 2020
Property Address	725 E COLLEGE ST, GEORGETOWN, KY 40324-1651
Document Number	D411/716
Book / Page	D411 / 716
Map Reference	MB 74 PG 569
Instrument Date	Jan 1, 2020
Instrument	410773
Transaction Type	Transfer
Record Updated	Jun 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 23291, LEXINGTON, KY 40523-3291

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 23291, LEXINGTON, KY 40523-3291

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Municipality	Georgetown City
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$712,000 (-)	$712,000 (-)
2025	$6,341.00 (+25.46%)	$712,000 (+27.71%)	$712,000 (+27.71%)
2023	$5,054.00 (+89.29%)	$557,500 (+81.12%) Land $35,000 Building $522,500	$557,500 (+81.12%) Land $35,000 Building $522,500
2022	$2,670.00	$307,800 Land $35,000 Building $272,800	$307,800 Land $35,000 Building $272,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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