Spokane County property record for 732 Clover Ct, Cheney, WA 99004
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,112 sqft · built 1959 |
| Lot Size | 0.193 acres (8,400 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,379 (2026) |
| Deeds & Mortgages | Oct 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 13144.0507 |
| Primary APN | 13144.0507 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,112 sqft Living Area |
| 1st Floor Area | 1,056 sqft |
| Basement Area | 1,056 sqft |
| Finished Basement | 1,056 sqft |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,400 sqft (0.193 acres) |
| Lot Dimensions | 120 ft deep x 70 ft wide |
| Garage Type | Carport |
| Garage Area | 336 sqft |
| Carport | Carport |
| Carport Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 804 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 732 CLOVER CT |
|---|---|
| City | CHENEY |
| State | WA |
| Zip | 99004-1322 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | CHENEY RANGES ADD TO TOWN OF POTLATCH ADD;PT BLKS5-6- 7-12 L7 B1 |
| Legal Range | 41E |
| Legal Township | 23N |
| Legal Section | 14 |
| Legal Subdivision | CHENEY RANGES ADD |
| Legal Block | 5-6 |
| Legal Lot Number | 7 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | CHENEY-MEDICAL LAKE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 14002 |
Source: Spokane County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 16615 W EUCLID RD, SPOKANE, WA 99224-9396 |
| Owner Type | Individual |
| Vesting | Single Person |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 30, 2009 |
| Transfer Doc | 0005820713 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 732 CLOVER CT, CHENEY, WA 99004-1322 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 16615 W EUCLID RD, SPOKANE, WA 99224-9396 |
| Document Number | 0007138683 |
|---|---|
| Date | Oct 18, 2021 |
| Instrument | 7138683 |
| Name | BANNER BANK |
|---|---|
| Type | Bank |
| Address | SPOKANE, WA 99223 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Spokane County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Municipality | Cheney City |
| Unified School District | Cheney School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,379.00 (+0.21%) | $312,600 (+8.69%) Land $80,000 Building $232,600 | $312,600 (+8.69%) Land $80,000 Building $232,600 |
| 2025 | $3,372.00 (+39.8%) | ||
| 2024 | $287,600 (+25.59%) Land $75,000 Building $212,600 | $287,600 (+25.59%) Land $75,000 Building $212,600 | |
| 2023 | $2,412.00 (-5%) | $229,000 Land $40,000 Building $189,000 | $229,000 Land $40,000 Building $189,000 |
| 2022 | $2,539.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHENEY serves 16,954 people · EPA ID WA5312400 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2021 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: DCI.
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