720 Clover Ct, Cheney, WA 99004 Property Records

Spokane County property record for 720 Clover Ct, Cheney, WA 99004

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,160 sqft · built 1957
Lot Size	0.269 acres (11,711 sqft)
Owner	2 Individual Names on File
Last Sale	$395,000 (Apr 2022)
Tax Bill	$3,977 (2026)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13144.0504`

Property Details

APN / Parcel Number

Primary APN	`13144.0504`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,160 sqft Living Area
Gross Area	2,208 sqft
1st Floor Area	1,104 sqft
Basement Area	1,104 sqft
Finished Basement	1,056 sqft
Unfinished Basement	48 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,711 sqft (0.269 acres)
Garage Type	Carport
Garage Area	336 sqft
Carport	Carport
Carport Area	336 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Deck Area	Deck Area
Patio Area	240 sqft
Shed	1 Shed
Shed Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	720 CLOVER CT
City	CHENEY
State	WA
Zip	99004-1322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	CHENEY RANGES ADD TO THE TOWN OF POTLATCH ADD; PT BLKS 5-6-7-12 PTS OF 2 ADDS L4 B1 ALL L4 B1 POTLATCH ADD; E110.24FT OF W210FT OF N30FT OF B5 RANGES ADD TO THE TOWN OF CHENEY ADJ L4 B1 ON TH N.
Legal Range	07
Legal Township	06
Legal Section	05
Legal Subdivision	CHENEY RANGES ADD
Legal Block	5-6
Legal Lot Number	4
Jurisdiction	SPOKANE WA
Township / Civil Division	CHENEY-MEDICAL LAKE
Census Block Group	1
Census Block	1000
Census Tract	14002

Owner

720 Clover Ct is owned and occupied by two individuals who bought it in April 2022.

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	720 CLOVER CT, CHENEY, WA 99004-1322
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2022 · Amount on File
Deed Sale	Apr 20, 2022 · Amount on File
Prior Sale	Aug 30, 2004
Deed Document Number	20227200327
Prior Transfer Date	Sep 2, 1999
Prior Transfer Doc	0004411435
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Apr 20, 2022
Property Address	720 CLOVER CT, CHENEY, WA 99004-1322
Document Number	0007200327
Map Reference	VOL 5 PG 10
Instrument Date	Apr 15, 2022
Instrument	7200327
Transaction Type	Transfer
Record Updated	Jan 29, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,325.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 CLOVER CT, CHENEY, WA 99004-1322

Mortgage

Document Number	0007200328
Date	Apr 20, 2022
Instrument	7200328

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 720 Clover Ct was $3,977, down 2.7% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Cheney City
Unified School District	Cheney School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,977.00 (-2.67%)	$361,400 Land $80,000 Building $281,400	$361,400 Land $80,000 Building $281,400
2025	$4,086.00
2024		$298,000 (+27.79%) Land $75,000 Building $223,000	$298,000 (+27.79%) Land $75,000 Building $223,000
2023	$2,498.00 (-3.4%)	$233,200 Land $40,000 Building $193,200	$233,200 Land $40,000 Building $193,200
2022	$2,586.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 720 Clover Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 720 Clover Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHENEY serves 16,954 people · EPA ID WA5312400
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Verizon Fixed Wireless	300 / 20

May also be available: DCI.

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