732 Cherry Tree Ln, South Bend, IN 46617 Property Records

St. Joseph County property record for 732 Cherry Tree Ln, South Bend, IN 46617

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,889 sqft · built 1955
Lot Size	0.247 acres (10,759 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,725 (2024)
Deeds & Mortgages	Oct 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`71-09-06-431-007.000-026`

Property Details

APN / Parcel Number

Primary APN	`71-09-06-431-007.000-026`
Alternative APN	`01851836898`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,889 sqft Living Area
Gross Area	3,292 sqft
1st Floor Area	3,292 sqft
Basement Area	1,403 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Stone
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	10,759 sqft (0.247 acres)
Lot Dimensions	154 ft deep x 70 ft wide
Garage Type	Detached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	732 CHERRY TREE LN
City	SOUTH BEND
State	IN
Zip	46617-2223
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT A COY REPLAT
Legal Subdivision	COY REPLAT
Legal Lot Number	A
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PORTAGE
Census Block Group	1
Census Block	1004
Census Tract	1200

Owner

732 Cherry Tree Ln is owned and occupied by two individuals who acquired it in June 2024.

Source: St. Joseph County records, as of March 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	732 CHERRY TREE LN, SOUTH BEND, IN 46617-2223
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2024
Deed Sale	Jun 14, 2024
Prior Sale	May 14, 2014
Deed Document Number	202413232
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	732 CHERRY TREE LN, SOUTH BEND, IN 46617-2223
Transaction Type	Mortgage
Record Updated	Nov 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002228817
Date	Oct 5, 2022
Instrument	2228817

Lender

Name	DISCOVER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 5, 2037

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Portage Township
Municipality	South Bend City
Unified School District	South Bend Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$366,300 Land $44,600 Building $321,700	$366,300 Land $44,600 Building $321,700
2024	$3,725.00 (-3.17%)
2023	$3,847.00 (+11.7%)	$318,200 (+12.56%) Land $44,600 Building $273,600	$318,200 (+12.56%) Land $44,600 Building $273,600
2022	$3,444.00 Homeowner's exemption	$282,700 Land $44,600 Building $238,100	$282,700 Land $44,600 Building $238,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 732 Cherry Tree Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 732 Cherry Tree Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH BEND WATER WORKS serves 115,000 people · EPA ID IN5271014
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20