St. Joseph County property record for 703 Cherry Tree Ln, South Bend, IN 46617
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,700 sqft · built 1954 |
| Lot Size | 0.273 acres (11,935 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,010 (2024) |
| Deeds & Mortgages | Feb 2017 Mortgage Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 71-09-06-430-012.000-026 |
| Primary APN | 71-09-06-430-012.000-026 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,700 sqft Living Area |
| Basement Area | 1,360 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Exterior Material | Block |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 11,935 sqft (0.273 acres) |
| Lot Dimensions | 155 ft deep x 77 ft wide |
| Garage Type | Detached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 01851836911 |
|---|---|
| Street Address | 703 CHERRY TREE LN |
| City | SOUTH BEND |
| State | IN |
| Zip | 46617-2222 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 450 COQUILLARD WDS SEC H |
| Legal Subdivision | COQULLARD WOODS ADD |
| Legal Lot Number | 450 |
| Jurisdiction | ST JOSEPH IN |
| Township / Civil Division | PORTAGE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 1200 |
703 Cherry Tree Ln is owned and occupied by two individuals who acquired it in December 1998.
Source: St. Joseph County records, as of March 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 703 CHERRY TREE LN, SOUTH BEND, IN 46617-2222 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 16, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MUTUAL BANK |
| Oct 17, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MUTUAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 9, 1998 |
| Deed Sale | Dec 9, 1998 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Property Address | 703 CHERRY TREE LN, SOUTH BEND, IN 46617-2222 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1703860 |
|---|---|
| Date | Feb 16, 2017 |
| Instrument | 1703860 |
| Name | MUTUAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Feb 5, 2037 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Property Address | 703 CHERRY TREE LN, SOUTH BEND, IN 46617-2222 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 1728244 |
|---|---|
| Date | Oct 17, 2017 |
| Instrument | 1728244 |
| Name | MUTUAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 1, 2032 |
| Rate Type | Fixed Rate |
|---|
Source: St. Joseph County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | St. Joseph County |
| County Subdivision | Portage Township |
| Municipality | South Bend City |
| Unified School District | South Bend Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $408,600 Land $49,100 Building $359,500 | $408,600 Land $49,100 Building $359,500 | |
| 2024 | $3,010.00 (-0.46%) | ||
| 2023 | $3,024.00 (+10.89%) | $251,300 (+10.85%) Land $49,000 Building $202,300 | $251,300 (+10.85%) Land $49,000 Building $202,300 |
| 2022 | $2,727.00 Homeowner's exemption | $226,700 Land $49,000 Building $177,700 | $226,700 Land $49,000 Building $177,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 703 Cherry Tree Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 15, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 703 Cherry Tree Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH BEND WATER WORKS serves 115,000 people · EPA ID IN5271014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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