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732 Cavern Ter, Sebastian, FL 32958 Property Records

Indian River County property record for 732 Cavern Ter, Sebastian, FL 32958 · Last verified March 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2019
Square Footage1,832 sqft Living Area
Lot Size10,019 sqft (0.23 acres)
Garage444 sqft
OccupancyOwner Occupied
Tax Bill$4,115.00 (2025)

Property Details

APN / Parcel Number

Primary APN31-38-25-00001-3490-00013.0
Alternative APN
  • 23651

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Building Area1,832 sqft Living Area
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2019
Exterior MaterialConcrete Block Exterior
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof ConstructionHip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area10,019 sqft (0.23 acres)
Depth X Width125 ft x 80 ft Depth x Width
Driveway1 Driveway
Driveway Area920 sqft Driveway
Garage Area444 sqft Garage
Pool Area240 sqft Pool
Patio Area90 sqft Patio
PorchOpen Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air Heating

Location & Zoning

Account Number23651
Street Address732 CAVERN TER
CitySEBASTIAN
StateFL
Zip32958-6548
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSEBASTIAN HIGHLANDS UNIT 11 BLK 349 LOT 13 PBI 7-56A
Legal Range38
Legal Township31
Legal Section25
Legal SubdivisionSEBASTIAN HIGHLANDS UNIT 11
Legal Block349
Legal Lot Number13
Legal Unit11
JurisdictionINDIAN RIVER FL
Minor Civil DivisionVERO BEACH
Census Blockgroup1
Census Block1035
Census Tract50810

Owner

Source: Indian River County records · APN 31-38-25-00001-3490-00013.0

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address732 CAVERN TER, SEBASTIAN, FL 32958-6548
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 17, 2018Deed of Trust, Mortgage · Building or Construction Mortgage
CENTERSTATE BANK OF FLORIDA NA
Jan 06, 2020Loan Modification, Mortgage · Conventional Mortgage
CENTERSTATE BK NA
Oct 01, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Aug 16, 2018Warranty Deed, Transfer
PROFESSIONAL TITLE
Mar 12, 2018Warranty Deed, Transfer
PROFESSIONAL TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 01, 2018
Deed SaleOct 01, 2018
Prior SaleAug 16, 2018 · Amount on Record
Deed Doc Number3120180059681
Record RefreshedJun 08, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address732 CAVERN TER, SEBASTIAN, FL 32958-6548
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyALLIANCE TITLE OF EAST COAST

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0031561225
DateOct 17, 2018
Book Page3156/1225
Instrument3120180063202
Lender
NameCENTERSTATE BANK OF FLORIDA NA
TypeBank
AddressWINTER HAVEN, FL 33881
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term373 Months
DueNov 01, 2049

January 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionINDIAN RIVER FL
Property Address732 CAVERN TER, SEBASTIAN, FL 32958-6548
Document Number0032671974
Instrument DateJan 06, 2020
Transaction TypeMortgage
Record UpdatedJan 29, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address732 CAVERN TER SEBASTIAN FL 329586548, SEBASTIAN, FL 32958-6548

Mortgage

Document Number0032671974
DateJan 08, 2020
Book Page003267/001974
Instrument1308
Lender
NameCENTERSTATE BK NA
TypeBank
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 07, 2050
Interest
Rate TypeFixed Rate
Rate3.87%

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionINDIAN RIVER FL
Recording DateOct 01, 2018
Property Address732 CAVERN TER, SEBASTIAN, FL 32958-6548
Document Number0031520852
Book / Page003152 / 000852
Instrument DateSep 21, 2018
Instrument59681
Transaction TypeTransfer
Record UpdatedNov 22, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address93 ST STEPHENS LN W SCOTIA NY 123024231, SCOTIA, NY 12302-4231

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateAug 16, 2018
Property Address732 CAVERN TER, SEBASTIAN, FL 32958-6548
Document Number0031412172
Book / Page003141 / 002172
Instrument DateAug 14, 2018
Instrument50865
Transaction TypeTransfer
Record UpdatedAug 29, 2018
Title CompanyPROFESSIONAL TITLE

Transaction

AmountAmount Recorded
Tax$154.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
AddressPO BOX 780874 SEBASTIAN FL 329780874, SEBASTIAN, FL 32978-0874

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateMar 12, 2018
Property Address732 CAVERN TER, SEBASTIAN, FL 32958-6548
Document Number0030981969
Book / Page003098 / 001969
Instrument DateMar 05, 2018
Instrument14449
Transaction TypeTransfer
Record UpdatedMar 26, 2018
Title CompanyPROFESSIONAL TITLE

Transaction

AmountAmount Recorded
Tax$161.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 781222 SEBASTIAN FL 329781222, SEBASTIAN, FL 32978-1222

Tax Assessment & Valuation

Source: Indian River County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
MunicipalitySebastian City
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,115.00 (+17.14%)$257,087 (+5.99%)$371,459 (+6.82%) Land $62,900 Building $308,559
2023$3,513.00 (+4.62%)$242,565 (+3%)$347,753 (+21.25%) Land $54,400 Building $293,353
2022$3,358.00$235,500$286,818 Land $35,700 Building $251,118

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Indian River County (12061C), updated May 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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