691 Cavern Ter, Sebastian, FL 32958 Property Records

Indian River County property record for 691 Cavern Ter, Sebastian, FL 32958

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,068 sqft · built 1993
Lot Size	0.23 acres (10,019 sqft)
Owner	Company Name on Record
Last Sale	$124,000 (Sep 2020)
Tax Bill	$4,348 (2025)
Deeds & Mortgages	Sep 2020 Transfer Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-38-25-00001-3530-00003.0`

Property Details

APN / Parcel Number

Primary APN	`31-38-25-00001-3530-00003.0`
Alternative APN	`23713`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,068 sqft Living Area
Gross Area	1,584 sqft
1st Floor Area	1,068 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Custom Design
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Other
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
View / Lot	Interior
Garage Type	Attached
Garage Area	276 sqft
Driveway	Concrete Driveway
Driveway Area	720 sqft
Porch	Screened Porch
Porch Area	315 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	691 CAVERN TER
City	SEBASTIAN
State	FL
Zip	32958-6544
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Description	SEBASTIAN HIGHLANDS UNIT 11 BLK 353 LOT 3 PBI 7-56B
Legal Range	38E
Legal Township	31S
Legal Section	25
Legal Subdivision	SEBASTIAN HIGHLANDS UNIT 11
Legal Block	353
Legal Lot Number	3
Legal Unit	11
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1027
Census Tract	50810

Owner

Source: Indian River County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1384 DAMASK LN, SEBASTIAN, FL 32958-6140
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 27, 2020	Warranty Deed, Transfer · Conventional Mortgage GREAT WESTERN FINANCIAL SERVICES IN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2020 · Amount on Record
Deed Sale	Sep 23, 2020 · Amount on Record
Prior Sale	Jul 27, 2020 · Amount on Record
Deed Document Number	202056287
Deed Book / Page	3340 / 1721
Prior Transfer Date	Sep 22, 2020
Prior Transfer Doc	0033401721
Record Updated	Oct 29, 2026

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Sep 23, 2020
Property Address	691 CAVERN TER, SEBASTIAN, FL 32958-6544
Document Number	0033400017
Book / Page	003340 / 000017
Instrument Date	Sep 22, 2020
Instrument	56287
Transaction Type	Transfer
Record Updated	Oct 2, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1384 DAMASK LN SEBASTIAN FL 329586140, SEBASTIAN, FL 32958-6140

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Jul 27, 2020
Property Address	691 CAVERN TER, SEBASTIAN, FL 32958-6544
Document Number	0033221030
Book / Page	3322 / 1030
Map Reference	MB 7 PG 56
Instrument Date	Jul 2, 2020
Instrument	3120200042716
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	PROFESSIONAL TTL OF TREASURE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,085.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12725 SUNFLOWER DR, 12725, URBANDALE, IA 50323-2377

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1384 DAMASK LN, SEBASTIAN, FL 32958-6140

Mortgage

Document Number	33221031
Date	Jul 27, 2020
Instrument	3322/1031

Lender

Name	GREAT WESTERN FINANCIAL SERVICES IN
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Sebastian City
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,348.00 (+22.69%)	$239,448 (+1.73%) Land $62,900 Building $176,548	$239,448 (+1.73%) Land $62,900 Building $176,548
2023	$3,544.00 (+9.45%)	$235,373 (+7.68%) Land $54,400 Building $180,973	$235,373 (+7.68%) Land $54,400 Building $180,973
2022	$3,238.00	$218,590 Land $35,700 Building $182,890	$218,590 Land $35,700 Building $182,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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