San Joaquin County property record for 732 Cathedral Way, Tracy, CA 95304
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,143 sqft · built 2007 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $785,000 (Jan 2023) |
| Tax Bill | $7,998 (2026) |
| Deeds & Mortgages | Jan 2023 Transfer Jan 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 252-420-250-000 |
| Primary APN | 252-420-250-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,143 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Construction Type | Wood |
| Lot Area | 8,712 sqft (0.2 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 252-420-25 |
|---|---|
| Street Address | 732 CATHEDRAL WAY |
| City | TRACY |
| State | CA |
| Zip | 95304-5970 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 05-FM PT 252-030-05 PER YOSEMITE VISTA UNIT NO. 1 |
| Legal Subdivision | YOSEMITE VISTA |
| Legal Block | 2 |
| Legal Lot Number | 41 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 5215 |
732 Cathedral Way is owned and occupied by an individual who bought it in January 2023.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 732 CATHEDRAL WAY, TRACY, CA 95304-5970 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Surviving Spouse |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 19, 2023 | Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY |
| Jan 19, 2023 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 24, 2017 | Deed of Trust, Mortgage · VA Mortgage GUILD MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 19, 2023 · Amount on File |
| Deed Sale | Jan 19, 2023 · Amount on File |
| Prior Sale | Feb 9, 2009 · Amount on File |
| Deed Document Number | 20234480 |
| Prior Transfer Date | Oct 2, 2013 |
| Prior Transfer Doc | 0000129370 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jan 19, 2023 |
| Property Address | 732 CATHEDRAL WAY, TRACY, CA 95304-5970 |
| Document Number | 0000004481 |
| Map Reference | MB 39 PG 37 |
| Instrument Date | Jan 13, 2023 |
| Instrument | 2023-004481 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2023 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 732 CATHEDRAL WAY, TRACY, CA 95304-5970 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jan 19, 2023 |
| Property Address | 732 CATHEDRAL WAY, TRACY, CA 95304-5970 |
| Document Number | 0000004480 |
| Map Reference | MB 39 PG 37 |
| Instrument Date | Jan 4, 2023 |
| Instrument | 2023-004480 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2023 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 732 CATHEDRAL WAY, TRACY, CA 95304-5970 |
| Document Number | 0000004482 |
|---|---|
| Date | Jan 19, 2023 |
| Instrument | 2023-004482 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 732 CATHEDRAL WAY, TRACY, CA 95304-5970 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TICOR TITLE SAN DIEGO |
| Name | Verified Name |
|---|
| Document Number | 0000058544 |
|---|---|
| Date | May 24, 2017 |
| Instrument | 2017-058544 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2047 |
The 2026 property tax bill for 732 Cathedral Way was $7,998, up 0.2% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Unified School District | Tracy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,998.00 (+0.16%) | ||
| 2025 | $7,985.00 | $559,504 Land $139,068 Building $420,436 | |
| 2023 | $7,799.00 (+2%) Homeowner's exemption | $537,780 Land $133,669 Building $404,111 | $693,810 |
| 2022 | $7,646.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 732 Cathedral Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 732 Cathedral Way has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Matrix Broadband Fixed Wireless | 600 / 120 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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